The Vibe Journal: Finance Blogs

One of the most common questions when investing in mutual funds is about Net Asset Value (NAV).  Since the stock market fluctuates daily, the NAV of a mutual fund also changes. Many investors assume that a mutual fund with a low NAV mutual fund is a better deal, while others think a highest NAV mutual …

Do you often wonder how to manage your expenses after retirement? The answer would be a pension plan. This plan acts like a financial safety net that makes sure you continue to receive a stable income even when you stop working. By contributing to a pension scheme on a timely basis, you build a fund …

Whether you’re a tourist visiting India, an Indian traveller returning from abroad or someone who is doing international transactions frequently, knowing ‘how to exchange currency in India’ is essential. Getting the best exchange rate, choosing a reliable service provider and understanding the necessary documents can help you save money and avoid hassles. India offers multiple …

Deciding to switch to solar energy and installing it is a great way to save on electricity bills. It also contributes to the reduction in environmental impact However, improper solar panel installation can lead to less efficiency and potential system failures.  To make the most of your investment, here are some common mistakes to avoid …

Thinking about switching to solar but stepping back worrying about the cost? Well, you’re not alone! While solar energy can significantly reduce your electricity bills and carbon footprint, the upfront investment can feel overwhelming.  The good news? You don’t have to pay for it all at once. With various solar finance options available, you can …

Investing is one of the best ways to grow wealth over time and there are two common approaches: Systematic Investment Plans (SIPs), where you invest small amounts regularly and lumpsum investment, where you invest a large amount at once. A lumpsum investment can be beneficial if you have surplus funds and want to take advantage …

Investors regularly utilise the compound annual growth rate (CAGR) term during mutual fund investment decisions. Early investors and those interested in mutual fund knowledge need to understand what is CAGR in mutual funds and its role in investment choice. Let’s break it down. How Is CAGR Calculated and Its Role in Mutual Fund Growth The …

Managing multiple financial accounts can be challenging and pose difficulties as daily responsibilities can easily lead certain accounts to become dormant. Accounts placed in this state become dormant or inactive during this process. To manage finances effectively, you must distinguish between active and dormant accounts.  Inactive and dormant accounts show similar traits, yet they differ …

A balance sheet is like a financial report card for a business. It shows what a company owns, what it owes and what’s left for the owners at a specific moment in time. If you run a business, invest in companies, or just want to understand finances better, knowing what is balance sheet in accounting …

Investing isn’t just about picking stocks or bonds — it requires knowledge, strategy and risk management. That’s where fund managers step in. They manage investment funds like mutual funds, hedge funds and pension funds, making smart decisions to grow investors’ money. Read on to know what fund managers are, what they do, how to become …