The Vibe Journal: Finance Blogs

Pre-Equal Monthly Instalments or pre-EMI are essentially associated with home loans. If you are new to the world of finance, then this may be a new term for you. When you get a home loan, you will have two options for EMI: Both options come with some benefits and features. Read on to know which …

A loan shark lures naive consumers looking for urgent loans who may sign up for unscrupulous terms or unregulated loans due to a lack of awareness or desperation. In the short term, it may seem like an easy financing solution. However, in the long term, it can lead to severe consequences.  These are instant loan …

A consumer durable loan is one of the most convenient credit options to buy household goods. Be it LED televisions, refrigerators, washing machines or kitchen appliances, everyday electronics need an upgrade to better serve you and your family. This loan helps you buy such essentials on EMIs.  Here are a few aspects you should know …

After getting accepted to your desired university, the next step is to send an education loan application to finance your studies. Pursuing higher education can be expensive, as it includes: However, opting for an education loan helps you accomplish your educational dreams without financial restrictions. Writing and sending an application letter for an education loan …

Buying a second-hand car under ₹4 lakhs is not a small step. A used car is ideal if you want to learn how to drive before you can get behind brand-new wheels. However, ₹4 lakhs is not a small amount you can pay a lump sum.   Even if you have the funds available, you should …

Visiting the best places to see snowfall in India with breathtaking views of the mountains is a great way to spend your vacation. From Kashmir to Uttarakhand, you can visit many outstanding snow-covered places between December and March without depleting your savings. Proper planning of itineraries can make your experience smoother. If you are caught …

Are you looking for an instant loan without a CIBIL score check? Loans without credit checks are the type of credit provided by NBFCs or digital lenders without a hard check of your credit profile. Wondering how? Well, loan providers check your ability to repay before lending you credit. However, they don’t rely on credit …

Many furniture brands offer a wide range of stylish products. Depending on your aesthetics and functional requirements, you can choose accordingly. However, buying furniture can be costly, whether you opt for a house makeover or furnish your new home. You can opt for a personal loan to buy furniture. That way, you can utilise your …

The Bharat Bill Payments System, or BBPS, is one of the many digital payment systems accelerating India towards a cashless economy. Gone are the days when you need to carry cash to pay your bill at the office or a designated centre. Now, you have the option to pay any bill from the comfort of …

Owning a two-wheeler is more than a mode of commuting for many women. It can help you live more independently and navigate life with freedom. Whether you want to buy a new bike or a used model, opting for a two-wheeler loan is a wise option. Fortunately, you can apply right from your home or …