The Vibe Journal: Finance Blogs

Managing your finances today is easier when your documentation is simple, centralised and accepted everywhere. This is exactly where CKYC comes in. Whether you are opening a savings account, applying for investments or planning to take a personal loan, understanding what is CKYC number can save time and effort. At Fibe, we believe financial access …

The first salary feels like freedom. New phone, weekend plans, better clothes, maybe even a bigger house. But somewhere between your 20s and 30s, that excitement quietly turns into questions like, ‘Why don’t I have enough savings?’  This is how finance mistakes 20s 30s sneak in subtle, common and rarely talked about. Many young adults use their first salary on lifestyle purchases instead of savings, without realising how deeply …

Dreaming of stamping your passport but worried about expenses? The good news is that international travel under 5 lakh is very much possible if you plan smartly. With affordable flights, visa-friendly countries and budget stays, many Indians are now exploring the world without draining their savings.   This guide is all about budget-friendly destinations. A group of affordable to mid-luxury destinations that give you …

International travel no longer needs to be postponed because of budget worries. With the right planning and destination choices, you can enjoy affordable international holidays that offer rich culture, scenic beauty, and great food. Many travellers searching online for a cheap country to visit from India are essentially looking for destinations that deliver great value without high expenses.  If you’re planning your next foreign holiday and …

India’s workplace rules are getting a long-awaited upgrade. With the new labour codes India 2025, the way your salary is structured, how much you save for retirement and even how banks judge your loan eligibility could change.  Sounds complex? Don’t worry. Let’s break it down in simple terms and understand what it really means for your monthly pay, benefits and borrowing power.  What are the New Labour Codes All …

Understanding net profit is essential for anyone managing money or running a business. Whether you are checking financial health, planning for growth, or reviewing performance, knowing what net profit and net income mean can help you make smarter decisions. In simple terms, net profit is the money left after a business pays all its expenses. …

Retirement is when your savings really need to work for you – reliably, safely and without any surprises. That’s exactly what the Senior Citizen Savings Scheme (SCSS) is built for. It’s one of India’s most trusted government-backed options for anyone who wants guaranteed returns and a steady income to count on. And in 2026, it’s …

Your Provident Fund (PF) account is one of the most reliable ways to build long-term financial security. However, many employees struggle to locate or remember their PF account number, especially when changing jobs or accessing their Employees’ Provident Fund Organisation (EPFO) account online. In this guide, we’ll explain what a PF account number is, how …

When it comes to building long-term wealth, investors often wonder whether to choose mutual funds or Portfolio Management Services (PMS) or both. While both are popular investment options, they cater to different investor segments, offer different levels of control and come with varying costs and returns. Let’s explore what each of them means, how they …