The Vibe Journal: Finance Blogs

A masked Aadhaar card is an alternative version of your regular Aadhaar card, which provides better security and privacy. Since an Aadhaar card is an important document linked to your identity verification, keeping it secure is crucial.  Whether verifying your identity or for the KYC process, several institutions will ask for your Aadhaar card. Since …

CASA full form in banking is Current Account Savings Account. It is a type of bank account that some financial institutions offer. As the name suggests, it provides the combined facilities of a current account as well as a savings account. These types of accounts offer an excellent way to increase your savings and build …

Even before the ‘Make in India’ initiative, many Indian mobile phone brands offered great options at affordable rates. With the fast-growing competitive industry now, there is a diverse range of models that you can choose from.  That said, here is an overview of the top 10 Indian mobile companies selling smartphones and other electronic products …

Do you know the meaning of deferment? In banking, it is a type of agreement that allows you to delay the payment to avoid immediate financial strain. Many loans and investment options work on this principle to help you manage cash flow.  Read on to better understand the meaning of deferred payment and why it …

A grace period is one of the many features of a credit card that add to your user experience. Because of this period, you get to access instant credit without any interest charges. This is also why it is also known as the interest-free period. Read on to know its meaning, benefits, eligibility and more.  …

Electric vehicles (EVs) are getting quite popular nowadays. If you’re planning to switch to this type of vehicle, you can get an electric vehicle loan easily. Many financial institutions including leading banks and Non-Banking Financial Institutions (NBFCs) provide financing for this type of vehicle. By getting vehicles that run on electricity instead of traditional fuel, …

You can easily get a loan for solar panel installation and generate electricity. With rising inflation, these substantial electricity bills can be quite difficult to handle. Because of this, you may have to compromise on your electricity usage. By installing solar panels, you can avoid this as it will help reduce your bills significantly. Read …

To calculate the CIBIL score, TransUnion CIBIL assesses many factors that have a direct impact on credit health. This score is also a reflection of your ability to handle the borrowed amount and repay it on time. As such, financial institutions give it a lot of importance and weightage when assessing your applications. Knowing how …

A hypothecation loan is a standard option for borrowing money against a valuable asset available in your possession. Backed by collateral, this secured loan allows you to acquire a high-value sum at a comparatively lower interest rate than unsecured loans. With this option, you do not have to hand over the deeds or the rights …

Using a digital wallet has made it simple to transfer funds and make online payments to a majority of merchants. These wallets are simply an extension tool to store funds, so you can make payments without carrying your physical card everywhere.  This not only increases your security but also makes one-tap payment easy. Since everyone …