The Vibe Journal: Finance Blogs

When you invest in the stock market, you get an opportunity to earn potential returns if conditions are favourable. However, you need to have proper market knowledge to achieve excellent profits. In case you don’t have funds available, you can borrow from a lender.  Getting a personal loan for stock trading is nothing new. However, …

The option of an overdraft loan for salaried professionals is ideal if you want to get instant funding. Using this type of credit, you can manage any medical emergency or any other urgent requirement. It helps you avoid cutting back on your budget or liquidating your valuable assets to arrange funds. Read on to know …

In 2018, the Government of India launched Ayushman Bharat Yojana – a transformative healthcare initiative aimed at providing financial protection to millions of vulnerable households.  Being the world’s largest government-funded scheme, it aims to achieve Sustainable Development Goals (SDGs) and the vision of Universal Health Coverage (UHC) by covering over 55 crore beneficiaries. However, to …

Understanding the difference between RuPay, Visa card and MasterCard is crucial before stepping into the world of finance. These payment networks link the merchant and the card issuer, so making a careful decision is imperative. Moreover, any additional perks you can enjoy on your cards depend on your payment network. Understanding how these payment networks …

There are many benefits of a RuPay card, especially now, as you can link a credit card to UPI. This multinational payment network, launched by the Reserve Bank of India (RBI), is an initiative to promote a cashless economy. With other competitive payment networks available, such as Visa and MasterCard, choosing one can be difficult. …

The introduction of the RuPay Credit Card by NPCI (National Payments Corporation of India) shows advancements in India’s digital payments ecosystem. It’s a co-branded credit card that a number of Indian banks issue.  By offering a wide range of attractive features and benefits, these credit cards have become a preferred choice for cashless transactions. It …

With a high increase in education costs over the years, affording the fees of reputed institutions can be a challenge. Thankfully, an education loan is a great solution to help address these costs. You can also claim tax benefits on an education loan and save more overall.  These are available in the form of a …

Knowing how to get a medical loan can help you address ongoing treatment or an upcoming surgery without compromising your savings. Be it for elective procedures, chronic diseases or emergencies, you can do away with financial burdens with such a loan.   To boost your chances of getting a medical loan and quality treatment, you can …

Getting a joint personal loan is a great option to avail of a sizeable loan amount if you’re unable to meet the lender’s criteria independently. With the fintech advancements, personal loans are more accessible than ever, but availing them can be a hassle if you don’t meet the lender’s criteria.  To overcome this, lenders allow …

A credit builder loan does not operate like a regular loan. As the name suggests, this specific type of loan caters to anyone who wants to improve their credit score. Whether you are new to credit or don’t have a good credit score, opting for this type of credit is beneficial.  Read on to learn more about this type of loan, …