The Vibe Journal: Finance Blogs

The Union Government extends collateral-free Prime Minister Mudra Loans to help finance micro, small or medium enterprises. This financial aid can help you start, enhance or expand your business based on your goals. To know more about the Mudra loan scheme, including what it entails, its eligibility and the documents required, read on. What is …

An ECN in a CIBIL report is a key component that helps lenders track your credit history before extending an offer. Since your credit card and loan offers depend on many eligibility parameters, the first thing banks and NBFCs check is your credit report. This gives them accurate information about your behaviour towards credit repayment.  …

To file ITR without Form 16, you need to replace the missing document with alternative paperwork.  Filing ITR before the due date is mandatory for all citizens of India earning over the taxable threshold limit. This is also important for avoiding penalties past the due date. Incomplete documentation is one of the common reasons for …

A marksheet loan helps ensure financial limitations do not stand in the way of you fulfilling your educational aspirations. These loans help you pursue higher education, usually related to graduate, post-graduate and vocational courses. To know more about what these loans entail, their eligibility and the documents required, read on. What is a Marksheet Loan? …

Do you know you can get Aadhaar on a PVC card? UIDAI introduced this option to solve the problem of the durability of Aadhaar cards. Since it is a valid proof of ID, carrying it with you can help you verify your identity. Over time, this can damage your card due to normal wear and …

A pre-approved personal loan can give you quick access to funds, helping you manage your planned or unplanned needs effortlessly. You must be financially flexible in the modern world. You can adapt to most changes or variations throughout your financial journey with these loans. Read on to understand these loans better. What is a Pre-approved …

SMS frauds are not something of recent times, but now there are new ways of carrying out such scams. This includes pretending to be a reliable source, such as a bank or any other financial institution. It can cause a threat to your account or profile, which may require you to take immediate action. Other …

The steps to apply for an e-PAN online are very simple and require only your mobile number. Indians above the age of 18 years need a PAN card to open a bank account or to avail of other financial products. Therefore, it is important that you apply for it on time.  With the growing fintech …

A credit card CVV number is an added layer of protection for your card information and your identity. While shopping with credit cards, there is always a risk of fraud and phishing as you share your card details. To protect against such risks, issuers apply many protective measures. One such measure is a CVV number …

The NCMC card is a revolutionary option that makes travel easy with a complete payment solution. To reach any destination, you need to switch multiple modes of transport. While you can efficiently book train, aeroplane and even bus tickets, local transport requires you to carry cash.  With an NCMC Debit Card, you don’t have to …