The Vibe Journal: Finance Blogs

Investing in stocks and mutual funds helps grow your wealth and dividends are a key benefit.  It’s an extra income paid by companies to shareholders. However, dividends are taxable in India. Earlier, companies paid a Dividend Distribution Tax (DDT), making dividends tax-free for investors. But since April 2020, the tax burden has shifted to investors, …

Updating your Aadhaar details has never been easier. However, tracking its progress is quite essential once you submit a request. This is where the URN (Update Reference Number) comes in. This unique code allows you to check the status of your Aadhaar update quickly and conveniently. Read on to know everything about URN — what …

Running a small business comes with many responsibilities and one of the most important ones is tax planning. Managing taxes properly can help businesses save money, avoid penalties and keep finances stable. But tax rules can be tricky and that’s where banks come in. They offer expert advice, special accounts and easy-to-use tools to help …

If you run a business, accepting online and card payments is a must. A merchant account makes this process smooth, helping you manage transactions easily while improving cash flow. Whether you own a small shop or an online store, setting up a merchant account ensures hassle-free payments.  Read on to know everything about merchant accounts, …

Ever wished managing your finances was as easy as ordering food online? That’s what Open Banking brings to the table! It allows banks to share your financial data with your consent to trusted apps. It helps in making budgeting, loan approvals and payments smoother than ever. But how does it work and what’s in it …

Choosing the right type of banking can feel like picking between two different worlds where one is customised for individuals and the other for businesses. When comparing retail banking vs corporate banking, it’s all about understanding your financial needs. Retail banking is what most of us use daily for savings accounts, personal loans and credit …

Small Finance Banks or SFB Banks are changing the way banking works in India, especially for people who don’t have easy access to financial services. These banks focus on providing banking and loan services to small businesses, farmers, and low-income households. The Reserve Bank of India (RBI) introduced them in 2015 to improve financial inclusion …

Investing in mutual funds is a great way to grow your money but it’s important to know the rules and fees that come with them. One key factor to consider is the exit load — a fee that some Asset Management Companies (AMCs) charge when you sell or withdraw your mutual fund units before a …

The Public Provident Fund (PPF) is a great way to save and grow your money with guaranteed returns and tax benefits. It’s a government-backed scheme that helps you build wealth over time and is completely tax-free. Read more to understand its benefits, interest rates and tax perks in a simple way. What is PPF and …

FASTag is a prepaid tag that makes toll payments quick and hassle-free. It’s linked to your car, so you don’t need cash at toll plazas, helping you travel faster. But to keep things smooth, make sure to check and maintain your FASTag balance regularly. Read on to know the steps for a FASTag balance check …