The Vibe Journal: Finance Blogs

Starting your investment journey can be exciting but it’s natural to have questions along the way. There’s so much to understand in financial terms. One of them is ‘YTD’ or Year-to-Date. You’ll see this a lot when looking at mutual fund returns. Whether you’re just starting your investment journey or have been investing for years, …

Investing in mutual funds is a great way to grow your wealth over time. But sometimes, investors may need to withdraw money from their mutual fund investments to meet regular income needs. This is where a SWP comes in handy.  For those unfamiliar with the term, SWP stands for Systematic Withdrawal Plan. Whether you’re looking …

Mutual funds have emerged as one of the most popular investment options for investors in India. With the right mutual fund investment, investors can steadily grow their wealth. One of the ways mutual funds generate returns is through dividends. Understanding the relationship between mutual funds and dividends is important. Especially for investors seeking regular income …

Ever wondered why banks offer so many different types of accounts? Savings, current, fixed deposits — each one serves a unique purpose. Whether you’re a student, a business owner or someone looking to grow your money, there’s a bank account made just for you. Read on to understand the different types of bank accounts in …

In all the available investment paths — stocks, mutual funds, bonds, real estate — security and returns must be balanced. Still, fixed deposits (FDs) are a wise investment choice as their safety guarantees. Perfect for both new and existing investors, FDs let you invest safely and provide passive income and peace of mind. Many people …

The State Bank of India (SBI) is one of India’s largest public sector banks, offering different types of debit cards according to the requirements of their customers. Various types of debit cards are linked with other charges, such as SBI AMC charges. Thus, it’s essential to be aware of them for proper financial planning and …

Accessing your UCO Bank account statement is quick and easy, with several available options. You can use internet banking mobile applications or update your passbook, depending on your preference. Downloading your statement helps you keep track of your financial records.  Here’s how you can do a UCO Bank statement download, in PDF format or through …

To manage your finances, it’s essential to stay updated on your spending. Downloading the bank account statements regularly helps you monitor monthly expenditures and figure out unauthorised transactions, if any. Keeping this in mind, Punjab National Bank provides several ways to download your bank account statement. Here’s how you can perform the PNB statement download …

Managing your finances is super easy with today’s technology. If you are a Central Bank of India customer, you don’t have to dig through piles of paperwork to find your bank statements. Whether you are tracking expenses, applying for a loan or preparing financial documents, you can download them in just a few simple steps. …

The eighth budget presentation by Finance Minister Nirmala Sitharaman took place on February 1, 2025, to establish the financial plan for the fiscal year 2025-26 thus becoming a milestone in Indian economic governance. This budget addresses India’s rise as a global player through sector empowerment and economic development together with inclusive growth and expanded infrastructure …