The Vibe Journal: Finance Blogs

Since medical expenses often catch you off guard in today’s complex healthcare landscape, medical loans come to your rescue. These have emerged as a viable option for those seeking to deal with hefty medical bills. But before diving in, understand the medical loan interest rates, as they significantly impact your overall repayment amount. To know …

Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store.  These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …

Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …

Education loan for professional courses serves as an empowering facilitator for individuals aspiring to advance their careers through specialised programs. While these courses can provide a significant boost to your career prospects and earning potential, they usually come with a hefty price tag.  Personal loan for educational purposes allow you to bridge the financial gap, …

When you invest in the stock market, you get an opportunity to earn potential returns if conditions are favourable. However, you need to have proper market knowledge to achieve excellent profits. In case you don’t have funds available, you can borrow from a lender.  Getting a personal loan for stock trading is nothing new. However, …

The option of an overdraft loan for salaried professionals is ideal if you want to get instant funding. Using this type of credit, you can manage any medical emergency or any other urgent requirement. It helps you avoid cutting back on your budget or liquidating your valuable assets to arrange funds. Read on to know …

In 2018, the Government of India launched Ayushman Bharat Yojana – a transformative healthcare initiative aimed at providing financial protection to millions of vulnerable households.  Being the world’s largest government-funded scheme, it aims to achieve Sustainable Development Goals (SDGs) and the vision of Universal Health Coverage (UHC) by covering over 55 crore beneficiaries. However, to …

Understanding the difference between RuPay, Visa card and MasterCard is crucial before stepping into the world of finance. These payment networks link the merchant and the card issuer, so making a careful decision is imperative. Moreover, any additional perks you can enjoy on your cards depend on your payment network. Understanding how these payment networks …

There are many benefits of a RuPay card, especially now, as you can link a credit card to UPI. This multinational payment network, launched by the Reserve Bank of India (RBI), is an initiative to promote a cashless economy. With other competitive payment networks available, such as Visa and MasterCard, choosing one can be difficult. …

The introduction of the RuPay Credit Card by NPCI (National Payments Corporation of India) shows advancements in India’s digital payments ecosystem. It’s a co-branded credit card that a number of Indian banks issue.  By offering a wide range of attractive features and benefits, these credit cards have become a preferred choice for cashless transactions. It …