The Vibe Journal: Finance Blogs

Gone are the days when investing was only for wealthy people or those with financial advisors. Now, with digital wealth management, anyone can invest, track and grow their money easily. These platforms use smart technology to make financial planning simpler, more affordable and accessible for everyone — whether you’re a beginner or a seasoned investor. …

For years, banks and financial institutions have controlled money and transactions. But what if you could manage your finances without a bank? That’s exactly what DeFi (Decentralised Finance) offers — a way to lend, borrow, trade and invest directly using blockchain technology.  Read on to understand what DeFi means, how it works and why it’s …

Ever found yourself in urgent need of cash but didn’t want to break your investments? Be it a medical emergency, a big-ticket purchase or an unexpected expense, selling your mutual funds was not always your first preference or the best move. That’s where a Loan Against Mutual Funds (LAMF) comes in handy!  Instead of redeeming …

Mutual funds have become an extremely popular investment option for retail investors in India. They offer professional management, diversification, and ease of investing – even with a small amount. While there are various types of mutual fund schemes to choose from, hybrid mutual funds have been gaining a lot of traction among investors lately. Also …

Navigating India’s complex tax laws and ever-changing rules can be challenging even for the most diligent of taxpayers. Despite one’s best efforts, it is easy to miss filings or make inadvertent errors that could result in hefty penalties. A lack of knowledge of tax penalties can drain substantial sums of hard-earned money if a business …

Given the jargon, investing in mutual funds can seem daunting. As a beginner, understanding the mutual funds basics and key terms associated with it is important to make informed investment decisions. This blog post explains some of the most common mutual fund terms every investor should know. Glossary of Mutual Funds Terms This glossary explains …

An income tax notice is a legal document sent by the Income Tax Department to an assessee when there is a discrepancy, error or doubt related to their tax returns and tax payments. Receiving an income tax notice can be stressful, but it is important to not panic. Understanding what the notice means and your …

SIPs have become one of the most popular investment options amongst Indian investors in recent years. SIP allows investors to invest small, regular amounts in mutual funds or other financial instruments. With an SIP, you can reap the benefits of rupee cost averaging and the power of compounding over time. Let’s understand how SIP works …

Starting your investment journey early can give you a solid head start. As a young professional, you have one big advantage – time. Since you’re at the beginning of your career, you also have a higher risk tolerance. That means you can take slightly bolder investment decisions because you have the time to hedge against …

A mutual fund is a means by which individuals can pool their funds and a professional manages it. It unites like-minded investors with a common objective and invests in equities, debt instruments and other securities. The sole purpose is increasing investors’ money over time. This investment avenue has really caught up in the last few …