The Vibe Journal: Finance Blogs

Nirmala Sitharaman will present her sixth Union Budget on February 1, 2024. Individual taxpayers are expecting important changes in taxation rules when the Finance Minister announces it. As this is an election year, many experts are optimistic about the government opting for popular measures to increase exemptions and impress the country’s taxpayers.   To know more …

Identifying and dealing with financial fraud on time is essential to protect your finances. Nowadays, scammers are using various methods to steal your hard-earned money. Knowing about these different types of fraud can help you spot them on time and stay clear of them.  So, read on to learn more about financial scams and how …

As the dates for the release of the Economic Survey and Union Budget 2024 are close, leaders across industries and taxpayers have begun speculating what Finance Minister Nirmala Sitharaman will have for them. Since it is going to be an Interim Budget to be announced just before the General Elections in 2024, the Central Government …

With the Union Budget 2024 right around the corner, leaders from across sectors are speculating and hoping what the impact will be. As it’s going to be an Interim Budget, the ruling government will present a plan for government expenses until the new government takes over instead.  Nonetheless, experts from various sectors expect big movements …

Loan fraud instances have increased with advancements in the fintech sector. So, they can happen to anyone who uses financial services. That said, these fraudsters often target individuals who can’t get funding through traditional means, such as: Scammers entrap in several ways, which include misusing personal and other sensitive data, leading to financial loss. As …

Availing of a personal loan for gifting is a straightforward and rapid solution for arranging the funds you need. The funding you get comes with no restrictions, so you can use it for umpteen expenses, including giving special gifts to your loved ones.  Read on to know why you should choose a personal loan for …

There are different types of credit ratings and scores assigned by credit bureaus. As a borrower, your history with credit and current loans is summarised into a three-digit credit score. Credit ratings are usually assigned to organisations or companies who take on debt, but the two and often used interchangeably.  Credit information companies assign scores …

The EMI for personal loan repayment is a figure that can either put a strain on your finances or help you repay stress-free. Since it has a large impact on your monthly budget, choosing the lowest possible EMI can be helpful. You can then have funds at hand to address other goals and obligations as …

Knowing the Budget 2024 live updates is crucial as it reveals updates about government schemes and taxes that benefit citizens. The Union Budget is the annual statement outlining the financial plan that the government proposes for the upcoming fiscal year. It provides detailed information about the following:  Finance Minister Nirmala Sitharaman presented the Union Budget …

‘Can we take two personal loans at a time?’ is a common question you may have when you need substantial financing. The good news is that you do so. These additional funds allow you to handle various unexpected or planned expenses like: Medical emergencies Payment of utility bills Making a down payment for a car …