The Vibe Journal: Finance Blogs

Knowing how to remove the ‘written-off’ status from the CIBIL report is crucial to increasing your probability of securing a loan. This is because loan default may lead to rejection of your loan applications. A written-off status in a CIBIL report means the following: You have not paid your EMIs against the borrowed amount You …

Being clear about the features of a mortgage loan vs personal loan can transform your credit experience. It boils down to attaching an asset as security for the amount you plan to borrow, which can have far-reaching consequences on your future financial health.  You can make a better decision by learning about how this can …

Whether it’s making the down payment on your car or managing unexpected medical bills, a personal loan is a sought-after way to access funds quickly. In case you’re planning to get credit via this mode, knowing about the RBI guidelines for personal loans is essential.  Through these guidelines, the RBI aims to promote fair practices, …

Several lenders offer small personal loans online, making them easily accessible and therefore, a popular option. These short-term loans are best suited for tackling your small needs. You can get the required funds quickly and repay comfortably in your chosen tenure. Some of the ways in which you can use the funding are:  Managing medical …

It has become quite difficult to identify whether it’s a legit or a fraud loan app as umpteen fraudulent applications offer loans to customers with wrong intentions. Such cases have increased due to a rise in digital lending. However, you can avoid falling into a trap set by these applications by taking certain precautions.  Read …

Want to apply for a personal loan with a CIBIL score of 600? Know that it can be challenging as most lenders prefer a higher score. Your score represents your creditworthiness, and therefore, holds great significance for your eligibility. Here’s a tabulated overview of what the score implies: Credit Score Meaning 800 – 900 Excellent …

Getting a personal loan with a credit score of 700 is possible but can be challenging and costly. This is because while some lenders consider it to be good, some prefer a higher score, generally above 750. And although the 50-point gap doesn’t seem that high, it has a significant impact on your eligibility.  To …

To keep track of the money available in your savings account, you can conduct a balance check in Punjab National Bank. You only need to know the toll-free numbers and other alternative options to review your transactions.  Knowing about these options will help you quickly initiate a Punjab National Bank balance enquiry. Various Methods for …

The Central Bank of India balance check process is simple and straightforward. You can check your account balance easily at any time. Here are a few easy options to check your CBI (Central Bank of India) account balance.  Call Customer Care Call any of these toll-free numbers to get your account balance as a Central …

The Axis Bank balance enquiry number is one of the many options to check your account balance instantly. A few other options you can try as an Axis Bank customer include: SMS banking WhatsApp banking Net banking Mobile banking Read on to learn more about various methods to check your Axis Bank account balance.  Missed …