From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
Whether it’s making the down payment on your car or managing unexpected medical bills, a personal loan is a sought-after way to access funds quickly. In case you’re planning to get credit via this mode, knowing about the RBI guidelines for personal loans is essential. Through these guidelines, the RBI aims to promote fair practices, …
Continue reading “Understanding important personal loan guidelines laid down by the RBI”
Several lenders offer small personal loans online, making them easily accessible and therefore, a popular option. These short-term loans are best suited for tackling your small needs. You can get the required funds quickly and repay comfortably in your chosen tenure. Some of the ways in which you can use the funding are: Managing medical …
Continue reading “Need a Small Personal Loan? All you need to know about mini loans”
It has become quite difficult to identify whether it’s a legit or a fraud loan app as umpteen fraudulent applications offer loans to customers with wrong intentions. Such cases have increased due to a rise in digital lending. However, you can avoid falling into a trap set by these applications by taking certain precautions. Read …
Continue reading “Fake Loan Apps: What are they and how to identify them?”
Want to apply for a personal loan with a CIBIL score of 600? Know that it can be challenging as most lenders prefer a higher score. Your score represents your creditworthiness, and therefore, holds great significance for your eligibility. Here’s a tabulated overview of what the score implies: Credit Score Meaning 800 – 900 Excellent …
Continue reading “Is 600 a Good CIBIL Score for Personal Loans? All You Need to Know”
Getting a personal loan with a credit score of 700 is possible but can be challenging and costly. This is because while some lenders consider it to be good, some prefer a higher score, generally above 750. And although the 50-point gap doesn’t seem that high, it has a significant impact on your eligibility. To …
Continue reading “How to Get a Personal Loan With a Credit Score of 700?”
To keep track of the money available in your savings account, you can conduct a balance check in Punjab National Bank. You only need to know the toll-free numbers and other alternative options to review your transactions. Knowing about these options will help you quickly initiate a Punjab National Bank balance enquiry. Various Methods for …
Continue reading “PNB account balance check : Everything You Need To Know”
The Central Bank of India balance check process is simple and straightforward. You can check your account balance easily at any time. Here are a few easy options to check your CBI (Central Bank of India) account balance. Call Customer Care Call any of these toll-free numbers to get your account balance as a Central …
Continue reading “Central Bank of India Balance Check with SMS, Missed Call”
Keeping track of your bank balance is essential for managing your finances. Axis Bank offers several convenient ways to check your balance, including a dedicated balance enquiry number. With just a missed call or an SMS, you can get instant updates on your account balance without visiting a branch or ATM. Read on to know …
Continue reading “Axis Bank Balance Check Number: Missed Call, SMS, Net Banking”
The IDBI Bank balance checking number is one of the easiest options to get your account balance. Apart from this, IDBI Bank offers alternative ways to track your balance: SMS banking Missed call service Net banking Mobile banking You can run an IDBI Bank account balance check instantly using any of these options above. Remember, …
Continue reading “IDBI Bank Balance Checking Number: All You Need to Know”
Making a part payment of a personal loan or choosing any of the other prepayment options offers many benefits. It reduces your interest burden and makes you credit-free early. You can choose the right option to increase your savings by understanding how they differ. Read on to learn the difference between these loan repayment methods. …
Continue reading “Prepayment, Pre-Closure and Part Payment: Everything you need to know”