The Vibe Journal: Finance Blogs

With the hassle-free ICICI Bank account statement download process, you can easily keep track of your expenses. This is important to maintain a proper budget and avoid unnecessary spending. In addition to that, it also acts as income proof when applying for loans and credit cards.  For your convenience, the bank offers online and offline …

With the HDFC Bank statement downloaded on your smartphone or laptop, you can easily monitor all your transactions from your savings or current account. Going through your statement enables you to check your debits and credits for any chosen period. Moreover, this document serves as proof of income when you apply for an instant loan …

What is mobile banking? As the name suggests, mobile banking enables you to carry out banking transactions on your mobile device, be it a smartphone or a tablet. All you need to do is enable banking transactions is access the Internet.  Mobile banking in India has spread across all demographics. According to one survey, 31% …

An RD instalment is the regular payment you make towards this traditional and risk-free investment. Offered by banks, a recurring deposit account requires you to invest a fixed amount every month. This allows you to earn monthly interest and access it at maturity.  A secure investment, an RD allows you to grow your wealth just …

A retail loan is a popular financing option that allows you to meet your needs stress-free. Getting such a loan expands your purchasing power. This way, you can make a small ticket or big-ticket purchases without worrying about funds at your disposal.  Retail loan, meaning a loan offered to regular customers, offers you complete freedom …

Knowing the SBI statement download process is essential to keep track of your savings or current account balance. Whether you apply for a job or an Instant Loan, your bank statement serves as proof of income. It also helps you track your finances so you can manage your expenses and create your budget.  Once you have …

Knowing what is e-Mandate and its benefits can help you make payments more conveniently. Before the dawn of the digital era, you had to make payments in person or through cheques. Today, with a range of electronic payment options, you need not worry about writing a cheque or visiting your bank. You also need not …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

A personal loan statement is released by a financial institution or loan provider, which contains all your loan details, including the history of all EMIs paid. When it comes to managing your loan, it is essential that you have this record available with you. All information in one place ensures you can manage your loan …

To make your Christmas in 2024 memorable, you may have thought about some exciting plans to celebrate the festival with friends and family. This festival signifies the birth of Jesus Christ. This is the day when loved ones come together to wine and dine, exchange gifts and spread cheer. Like every year, the Christmas holiday …