The Vibe Journal: Finance Blogs

When it comes to investing in mutual funds, choosing between debt funds and equity funds is like taking two different paths. Equity mutual funds focus on investing in stocks, bonds and other securities. In contrast, debt funds primarily invest in debt instruments like government and corporate bonds. By understanding how these two differ, you can …

Have you ever heard of the term ‘flexi fixed deposit’? Fixed deposits have been popular amongst Indian investors because of their reliability and capital preservation. They give you the option to create a customised savings plan that helps you advance, slow and steady, towards your financial goals.  A flexi fixed deposit combines the benefits of …

Mutual funds are a great way to build long-term wealth and protect against inflation, which is why they’re a common choice in investment portfolios. When it comes to equity mutual funds, there are several types to consider, with multi-cap and flexi-cap funds being two popular options.  Read on to understand how they differ and how …

If you’re considering expanding your wealth through investments, consider comparing the features of ULIP vs mutual funds. These attractive options can help you build long-term wealth while offering tax-saving opportunities. While both can help grow your wealth, they differ significantly in structure and purpose.  Read on to explore these options to make an informed choice …

When it comes to financial health, you know you can grow your wealth through smart investment options. While equity investments give you outstanding returns, they also expose you to a higher level of risk. This is where a money market fund can be a smart choice.  Being a type of secure Mutual Fund, its highlighting …

While the RBI has employed various security measures to deter counterfeit currency, the circulation of fake currency in India continues to remain a serious problem. The presence of counterfeit currency impacts economies and individuals alike.  This makes it crucial for you to learn to spot fake currencies to avoid losing money. To know how to …

Mutual funds are a great way to build long-term wealth with various options to choose from as per your risk appetite. But have you ever considered how it started? Mutual funds’ history in India is quite colourful and has several important phases. They were introduced a decade after India gained independence from British rule. Read …

Due to various situations, you may want to withdraw your mutual fund units, so it is important to keep in mind that mutual fund redemption has certain rules and guidelines. Follow them to encash the maximum amount without any hassles.  What is Mutual Fund Redemption? Call it an exit, withdrawal or selling your units – …

On your journey to become a successful investor, you must try and work towards a goal that is on par with your ability. While comparing which mutual funds to invest in, yield to maturity, coupons or yield helps you to make this decision. Understanding the correlation between these factors will help you predict your reward …

Many of you may think of comparing ETF vs mutual funds because they seem like different investment options. That is both true and not, as ETFs are a type of mutual fund.  You can choose either one, no matter whether you are a first-time investor or have some experience investing in the stock markets.  It’s …