The Vibe Journal: Finance Blogs

The Employee Provident Fund, or EPF, offers all employed individuals retirement benefits. For the Financial Year 2022-23, the Employees’ Provident Fund Organisation (EPFO) has announced that the interest rate will be 8.15% p.a.  Read on to know more about this EPF rate and its calculation. An Overview of the EPF Interest Rate in 2024 Here …

Knowing the current SBI FD interest rates will help you invest smartly and ensure maximum returns. The interest rates depend on: Staying informed about the rates will give you insight into which terms best suit your goals, enabling you to make the most of your funds. Read on to know the current rates and other key …

A cheque leaf is a primary financial instrument for all account holders and banks provide a chequebook when you open an account. It is essential to know the validity of a cheque leaf, the process of filling it and more to make the best use of it.  Before digitisation in the financial industry, cheque leaf …

Securing credit has become more convenient than ever with the availability of instant loans with PAN card. With quick verification using your PAN card, you can get an instant loan hassle-free. Most online lenders have an easy application process and minimal paperwork, requiring you to submit your PAN card and other basic documents for KYC …

Knowing how to save money each month or even every day is the key to a bright financial future. After all, savings help you invest for the long term and address emergencies along the way.  But it is easier said than done, right?  Don’t worry, because the tips to save money are actually quite simple …

Knowing about the documents required for filing ITR well in advance helps you file your returns hassle-free. The IT Department has already streamlined the process by providing pre-filled ITR forms. You can file your ITR online or download the required form and upload it on the portal after completing it.  Although you have pre-filled information, …

Axis Bank is a leading private bank renowned for its extensive range of financial products and services to suit diverse requirements. The customer care number for Axis Bank can help you get answers to a variety of queries.  If you are looking for the Axis bank customer care information, you have come to the right …

Nowadays, most banks allow customers to check their bank balances from the comfort of their homes. If you are not comfortable with the calling service, some additional services are available, such as SMS, mobile app and WhatsApp chat. Kotak Mahindra Bank initially started as an NBFC. But, after getting its license in 2003 it has …

You can claim an income tax refund online when you pay tax in excess. This can happen in two scenarios: Generally, refund claims for the former are more common. This is why knowing how to claim an income tax refund for excess TDS is essential. Read on to know when and how you can get …

To declare earned income and pay the applicable tax to the Income Tax Department, every taxpayer has to file one of the seven types of Income Tax Return forms within the prescribed due date. These ITR forms contain the taxpayer’s income, expenses and other essential tax details, helping the Department and the taxpayer calculate and …