The Vibe Journal: Finance Blogs

Knowing microcredit meaning is crucial, especially if you plan to get a loan for your small business. Microcredit for businesses provides financing options that empower them to function seamlessly. With adequate funding, businesses can ensure they have enough capital to sustain and execute operations stress-free. That’s not all. This funding also helps aspiring entrepreneurs get …

Your PAN (Permanent Account Number) card is a crucial document without which you can’t file your tax returns. That’s not all. Your financial transactions will also be limited and restricted. For example, if you don’t have a valid PAN card, you cannot deposit or pay more than ₹50,000 at a time.  Read to know the …

In January 2024, UPI transactions touched a new record with 12.02 crore transactions amounting to ₹18.41 trillion. Thus, it doesn’t come as a surprise that we are at the forefront of digital transactions in terms of both value and volume. As India manages to dominate the digital payment landscape, the nation has also witnessed a …

Whenever you apply for a loan, invest, start a bank account or do other financial transactions, you may see an acronym mentioned as ‘KYC’. You may know that KYC requires you to submit documents like your Aadhaar card, PAN card, driver’s license and more, but do you know why this process is required? Read on …

With loans helping you manage comprehensive financial expenses, availing them is no herculean task. Advancements in the fintech sector have further accelerated the personal loan application and approval process. As such, getting a ₹50,000 loan on an Aadhaar card is straightforward and quick.  However, checking the eligibility criteria the lender sets before applying is an …

If you are wondering, ‘How to get an instant loan of ₹5,000,’ the process has become so easy, simple and quick that you can get funds in a matter of minutes. This can be beneficial, especially during times when your monthly salary falls short.  Among the many lenders offering this facility is Fibe. With us, …

If you have an account with HDFC Bank, balance check is something you should do regularly. Checking the latest account balance comes in handy whether you are planning your goals or looking to borrow money. If you have an HDFC Bank account, you can get the updated account balance in several ways. You can use …

Staying updated with your bank balance is crucial in enjoying seamless transactions, no matter whether it is a savings or current account. In fact, this practice helps you plan your finances better, especially if you are expecting a big-ticket expense to come up.  ICICI Bank is a popular, award-winning financial institution, which is known to …

One of the main components of salary taxation is TDS on salary or Tax Deducted at Source on salary. The salary you get each month is generally lower than the CTC mentioned at the time of your hiring. This is because taxes are deducted from your gross salary before you receive it.  The applicable rate …

When carrying out the tax management process and compiling various forms and slips, one thought that arises in every employee’s mind is about the tax-saving options for salaried professionals. So, if you, too, are wondering how to make the most of tax benefits for salaried employees, you are not alone. The good news is that …