The Vibe Journal: Finance Blogs

Credit cards offer an excellent way to purchase daily essentials, electronics and more as well as address emergencies. Using them, you can boost your savings through rewards, discounts and cashback. However, credit cards are a credit facility and require you to make timely payments.  Missing paying your bill by the due date, you not only …

The State Bank of India balance check number is a quick and convenient way to know your account balance without visiting a branch. Keeping a check on your account balance is a beneficial habit that enables you to make decisions in sync with your available finances.  Checking your account balance through a helpline number is …

Secured loans, like a loan against mutual funds, often have lower interest rates. Choosing this lending option has twin benefits. One, you get to enjoy the loan for your desired purpose. Second, your investments continue to accrue interest undisturbed. Considering these perks, you may wonder, ‘How can I get a loan against a mutual fund?’. …

A loan for purchasing agricultural land can help you invest in a valuable asset with can be useful for cultivation of crops or other activities. This secured loan is one of many types of land loans issued by all banks and NBFCs. However, there are a few rules and restrictions for getting this credit facility.   …

Do you need to pay GST on personal loan EMIs? The answer is no. However, it’s levied on processing fees and other charges. Being aware of these tax implications beforehand helps you manage your repayments without much hassle. This is because these charges can impact your borrowing costs significantly.  As you may know, taking a …

loans are tools that help to fund various expenses. Expediting your career can be one of them. After all, education is known to be the best investment. If you are looking for career growth without having to invest a fortune from your savings, a career loan can help you get started. This type of loan …

A loan is an easy way to access funds for both strategic and unexpected needs. However, disbursing the loan amount to your bank account involves many steps. One among them is getting your personal loan sanction letter from the lender.  Read on to know more about this letter and how you can get it. Meaning …

Loans are easy and quick to apply for without risking any assets. However, there are several factors for you to consider before applying for instant personal loan to ensure that it is the right choice for you.  Read on to know what they are and how you can avoid common mistakes while applying.  Factors to …

Whether it is a solo trip or a holiday with friends or family, taking a vacation is essential to feeling recharged and refreshed. Rising costs of travel and stays, however, can delay your trip or result in a dip in savings. Loans for holidays offer a simple solution to avoid this and enable you to …

Where do you stand in the floating vs fixed interest rates debate? Confused about why this matters? Deciding between fixed and floating interest rates is crucial as it affects the amount you have to pay as EMIs. Choosing the right type of interest rate allows you to save more on interest payments.  In any discussion …