The Vibe Journal: Finance Blogs

With fintech advancements, the lending sector in India has progressed by leaps and bounds. Today, consumers no longer have to stand in queues to get loans, as almost all financial undertakings can be completed online. While this ease of access is admirable, loans are still the same financial responsibility they always were. As such, it …

Highlight: Apart from financial safety, the thing that job seekers nowadays consider is employee benefits. Providing these benefits plans might help the organisation attract great talents. Read to find some awesome perks a company can offer its employees to bring them back to offices after lockdown, and how Fibe can help. Employees are, no doubt, …

Highlight: An engaged workforce can work 10x better than a skilled but demotivated workforce. The managers need to organise certain activities to engage employees and make them feel responsible for their work. The key to running a successful organisation is knowing how to improve employee engagement. As an HR, you should understand the level of …

RBI guidelines list a few terms relevant to investment and loans to ensure a robust and streamlined financial system. These terms are important to maintain transparency and for borrowers to understand what they are signing up for. These terms are also mentioned in the guidelines, as well as terms and conditions set by RBI. Among …

Personal loans help you address both unexpected and planned expenses. From managing unforeseen medical costs to funding your dream vacation, it helps you finance a range of expenses. In fact, according to the Statista report, personal loans in India increased from 6.47 trillion in the financial year 2021 to approximately 8 trillion in 2022. This …

Learning how to apply for a home renovation loan can help if you plan to give your home a new makeover. Homes need renovation from time to time to stay sturdy and comfortable. However, the undertaking is expensive. This is where a personal loan for home renovation helps by providing the required funds.  You can …

Personal loans are the preferred choice when you want instant funds to cover your planned or urgent expenses. Most of these loans come with flexible repayment tenures that you can choose as per your convenience. Choosing an extended loan term reduces the EMI amount and makes repayment more manageable. However, managing it for such a …

Getting a marriage loan can help you organise the wedding of your dreams. Preparing for your wedding requires months of careful thought and planning, like every grand celebration. During the planning period, you need to take care of umpteen tasks. Add to it the possibility of an unexpected expense that may affect your budget plan …

Maintaining a strong credit score is crucial as lenders consider it an important element while extending credit. Why? Well, it provides important insights into your overall financial profile and ability to handle credit.  In case you have a low credit score, enhancing it is crucial to get access to various credit opportunities. Here are more …

Getting instant funds on meeting simple terms coupled with personal loan tax benefits makes this option a popular choice. This unsecured financing solution helps you fulfil personal requirements like: Personal loans are the quickest way to arrange funds when you are in need. Furthermore, understanding the personal loan tax benefits and how to claim them …