The Vibe Journal: Finance Blogs

Public Provident Fund (PPF) is one of the most popular long-term savings options in India. It offers tax benefits, steady returns and a 15-year lock-in period. But what happens when you need to withdraw funds before maturity? Here is a clear and simple breakdown of the PPF withdrawal rules.  Read on to learn about the …

If you’re a salaried employee in India, you probably have an EPF account where a part of your salary is automatically saved every month. But did you know that linking your PAN card to your EPF can make managing your funds easier? It helps with smooth withdrawals and transfers become quicker when you switch jobs. …

The Indian government has launched an ambitious initiative called PAN 2.0 to examine the existing Permanent Account Number (PAN) system. This next-generation PAN card aims to make the system more secure, seamless and technology-driven. Read on to understand what it is exactly and how it works. Overview of PAN 2.0 Project PAN 2.0 refers to …

Starting your investment journey can be exciting but it’s natural to have questions along the way. There’s so much to understand in financial terms. One of them is ‘YTD’ or Year-to-Date. You’ll see this a lot when looking at mutual fund returns. Whether you’re just starting your investment journey or have been investing for years, …

Investing in mutual funds is a great way to grow your wealth over time. But sometimes, investors may need to withdraw money from their mutual fund investments to meet regular income needs. This is where a SWP comes in handy.  For those unfamiliar with the term, SWP stands for Systematic Withdrawal Plan. Whether you’re looking …

Mutual funds have emerged as one of the most popular investment options for investors in India. With the right mutual fund investment, investors can steadily grow their wealth. One of the ways mutual funds generate returns is through dividends. Understanding the relationship between mutual funds and dividends is important. Especially for investors seeking regular income …

Ever wondered why banks offer so many different types of accounts? Savings, current, fixed deposits — each one serves a unique purpose. Whether you’re a student, a business owner or someone looking to grow your money, there’s a bank account made just for you. Read on to understand the different types of bank accounts in …

In all the available investment paths — stocks, mutual funds, bonds, real estate — security and returns must be balanced. Still, fixed deposits (FDs) are a wise investment choice as their safety guarantees. Perfect for both new and existing investors, FDs let you invest safely and provide passive income and peace of mind. Many people …

The State Bank of India (SBI) is one of India’s largest public sector banks, offering different types of debit cards according to the requirements of their customers. Various types of debit cards are linked with other charges, such as SBI AMC charges. Thus, it’s essential to be aware of them for proper financial planning and …

Keeping track of your finances is important and having access to your UCO Bank account statement helps you stay on top of your transactions. Whether you prefer online or offline methods, UCO Bank offers multiple ways to get your bank statement.  Here’s a step-by-step guide to downloading your UCO Bank account statements: 1. Through UCO …