The Vibe Journal: Finance Blogs

You can build an ideal portfolio by investing in schemes with a balanced outlook on the risk, income potential and liquidity in mutual funds. The latter plays a large role when you have unplanned financial requirements or react to market dynamics that require you to buy or sell units immediately.  Read on to know the …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …

Are you looking for an investment option that is secure, like a fixed deposit but gives better returns? Then mutual funds with a fixed maturity plan are something you should consider. They are a type of debt investment that comes with a lock-in period.  Thus, once you’ve invested, your funds are secure for the decided …

Knowing the policies related to taxation on mutual funds can help you calculate your total returns and even choose the right scheme. With a cohesive understanding of this topic, you can maximise your gains and invest according to your financial goals.  What is Taxation on Mutual Funds? When investing in mutual funds, you earn dividends …

There are many different types of mutual funds in India. Their features allow you to benefit in a variety of ways, be it to: To know which mutual fund scheme is ideal for you, spare some time to understand what each brings to the table. This way, you can create a well-balanced portfolio by choosing …

Mutual funds can be a convenient way to grow your wealth, especially when you don’t have much experience in the stock market. While this exposes you to risk, you can invest in mutual funds as per your risk appetite to satisfy your short-term and long-term financial goals. Yet, the first step should be learning how …

When it comes to investments, understanding the meaning of compounding can help you create wealth at a faster pace. Not many investors are aware that you can also benefit from the power of compounding in your mutual fund investments. Over time, compounding can increase your investment to a substantial amount.  Read on to learn more …

Net banking or the electronic banking system is an excellent way to complete your bank-related activities from the comfort of your home. With e-banking, you can conduct a wide range of banking activities online. These include transferring funds, accessing account information, paying bills, and more, all from the comfort of your home – anytime and …

Fixed-income securities act as a steady companion to build your long-term wealth. You can use this investment option based on your future needs and financial goals. To make smart investment decisions, you must know the different types, pros, cons and more. Read on to learn all about fixed-income securities and build your long-term wealth. Fixed-income …

Nominee is a common term that you will come across while opening a new bank account. Understanding the meaning of nominee in banking is crucial. Whenever you open a bank account or apply for a fixed deposit, there’s a section to add your nominee’s name. Even though it is an optional step, having a nominee …