The Vibe Journal: Finance Blogs

COVID19 may have put a strain on employees’ finances, but it has certainly helped in several other ways. Everyone has learnt a lot – from the importance of being present with family and supporting them in times of need to become more financially savvy. Professionals worldwide were tested by the COVID-19 pandemic, forcing them to …

A mobile phone loan allows you to buy the latest smartphone in the market with ease. Not only have these devices become ubiquitous across the country, but each new launch also brings better features and upgrades. Today, you can get a mobile costing anywhere between ₹1,500 to ₹1.5 lakhs.  The higher-end devices from reputed brands …

Barely a decade ago, paperless loans seemed a far-fetched imagination but the situation has changed. Advancements in digital banking and internet access have transformed how you can now access credit. While getting a loan was tedious, inefficient and complicated once, today, it is easy. In fact, you can get a paperless personal loan online in …

Wondering what happens if a personal loan EMI is missed? Here’s all that you need to know. Personal loans are, undoubtedly, one of the most flexible options to get credit. You can finance big purchases, home renovation projects, investments, etc. It even requires minimal documentation and has a flexible repayment term that ranges from 1 …

Financial well-being is a topic that has already been buzzing in the minds of most corporate stakeholders on the planet. The term ’financial wellness’ has grown extremely popular. Although, there’s a persistent issue that, despite being demonstrated to be beneficial to both businesses and employees, it is difficult to describe and implement. So, how do …

Table of contents: Understand your salary What instant loan amount can I get? How can I check my eligibility for an instant loan? Other factors impacting loan on salary eligibility Coming to the point: Use the Fibe Personal Loan EMI Calculator FAQs about loan based on salary Want to get an instant loan and wondering, ‘How …

Not many are aware that there is a difference between a CIBIL score and a credit score. The former is a type of credit score, whereas a credit score is a measure of your creditworthiness. It is based on your past repayment behaviour and financial standing.  While there are four main credit reporting agencies authorised …

Jobs, offices, and businesses are opening around the world after a year and a half. With the pandemic (hopefully) fading into the background, companies are starting to operate working from offices and resume hiring with 100% capacity. However, the effects of the pandemic involved a substantial hit on not just the medical vulnerability of the …

Planning to take a loan? Thinking whether you are eligible for one or not? Lenders always have their eligibility requirements, so getting an instant loan is always a matter of checking those off your list. But let’s revisit some basics first. What is an instant loan? It is a kind of loan that helps individuals …

The pandemic has led people and organizations worldwide to make several important changes, and not just in their workflow and lifestyle. Among these is the way education is imparted. It has gone completely online with the help of video-conferencing and online file-sharing applications. Virtual learning has become the new normal, but as the students spend …