The Vibe Journal: Finance Blogs

What is mobile banking? As the name suggests, mobile banking enables you to carry out banking transactions on your mobile device, be it a smartphone or a tablet. All you need to do is enable banking transactions is access the Internet.  Mobile banking in India has spread across all demographics. According to one survey, 31% …

An RD instalment is the regular payment you make towards this traditional and risk-free investment. Offered by banks, a recurring deposit account requires you to invest a fixed amount every month. This allows you to earn monthly interest and access it at maturity.  A secure investment, an RD allows you to grow your wealth just …

A retail loan is a popular financing option that allows you to meet your needs stress-free. Getting such a loan expands your purchasing power. This way, you can make a small ticket or big-ticket purchases without worrying about funds at your disposal.  Retail loan, meaning a loan offered to regular customers, offers you complete freedom …

Downloading an SBI bank statement helps account holders access a detailed record of their transactions over a specific period. This guide explains how to download an SBI bank statement online through net banking and the YONO mobile app, along with offline options such as ATMs and branch visits. It also covers how to check an …

Knowing what is e-Mandate and its benefits can help you make payments more conveniently. Before the dawn of the digital era, you had to make payments in person or through cheques. Today, with a range of electronic payment options, you need not worry about writing a cheque or visiting your bank. You also need not …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

A personal loan statement gives you a clear view of your EMIs, interest rate, outstanding balance and repayment history. You can check my loan statement online through net banking, the lender’s mobile app or email. You can even get it offline from the branch or customer care. Financial institutions allow you to access your personal …

Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness.  Falling on 25th December, Christmas marks the birth of Jesus …

The Holi holiday is among the many most-awaited festivals in India. With the festival of colours symbolising the triumph of good over evil, many celebrate it by indulging in food, dance, get-togethers and more.  With the holiday coming soon after the start of 2024, planning in advance can ensure you have a joyous and stress-free …

Planning a bank visit in 2026? Before you step out, it’s important to know when banks are closed. In India, bank holidays aren’t random; they follow an official calendar issued by the Reserve Bank of India (RBI). This bank holiday list 2026 includes national holidays, state-specific holidays, 2nd and 4th Saturdays and Sundays. Knowing the …