The Vibe Journal: Finance Blogs

Have you noticed that the CTC discussed while hiring is generally different from what you actually get in hand? Understanding what is the difference between CTC and in-hand salary and gross salary. It is crucial to understand the differences between these terms since knowing how they work helps you approach salary negotiations in a more …

Wondering how to get a personal loan quickly? With advances in technology, you don’t have to worry as the process has become simpler. You can get an instant loan online from lenders like Fibe – the most reliable online personal loan app.  A personal loan can have great utility in times of financial need, such …

With the growth in popularity of fintech and eCommerce, lifestyle upgrades have become accessible to almost everyone. With instant online loans, credit cards, and other debts to help manage the cash flow, people are now able to afford cars, homes, electronics, vacations, or even skill upgrades they previously wouldn’t have had access to.  However, for …

Employees increasingly want more than simply a job. They are looking for employment that provides more than just paid time off and health insurance. They desire tax incentives, a retirement plan, debt relief, and assistance with personal financial planning. Employees appreciate their employers for offering fair financial wellness services, which are difficult to find elsewhere. …

Do you know about the alternative options on how to apply for a personal loan without a salary slip? Here’s all that you need to know. Before giving approval on your application, lenders evaluate umpteen factors. Assessing them helps lenders understand your financial capabilities. One way to do so is by reviewing your proof of …

For a self-employed individual, getting personal loans from banking institutions can be difficult because banks need proof of reliable cash flow, a comprehensive business plan, and thriving business infrastructure. The lack of access to funds may cripple your plans to grow your business. However, it is not the case with the Fibe personal loan app; …

Public transport is advantageous in many ways – from costs to efficiency, but having a personal vehicle has a whole other level of appeal altogether. It gives you a sense of freedom and space. Further, two-wheelers have greater appeal over cars. It makes your commute easier and is cheaper for long-term use by individuals or …

With technology transforming the financial sector, you can easily get an Aadhaar card loan today, which increases your accessibility to credit. An Aadhaar card is a 12-digit identification number issued by the Government of India. It serves as identity proof for Indian citizens and contains demographic details and biometric information required when applying for a …

The raging pandemic has led to economic uncertainty, and these uncertainties may occur any time without prior information. During these times banks, NBFCs, and other lenders tighten their lending norms due to the situation. With several lay-offs and pay cuts, there is a constant worry amongst lenders that their NPAs – the non-performing assets – …

Students around the world have been taking online classes because of the pandemic. And with students getting used to online classes during the pandemic for an entire year, many are opting for online education courses because of the flexibility and convenience of studying from the comfort of their homes.  There may be several benefits of …