The Vibe Journal: Finance Blogs

Asking questions makes people nervous, and asking for a raise, more so. Those moments could be nerve-wracking and stressful. It seems like an extremely difficult task where some employees wait for several months before asking for a raise. Asking for a raise might be necessary, albeit being an uncomfortable task, so we, at EarlySalary, have …

Falling behind isn’t a pleasant experience, especially if it’s falling behind on bills. Late bills can be extremely stressful and as everybody understands – they can spring up due to several reasons. That’s no excuse though, as defaults can easily mean non-availability of a vital service. Fret not, the EarlySalary team designed this step-wise guide on …

Financial wellness has acquired considerable importance in the contemporary times, from the perspective of both the employer and the employee. It is because of its positive impact upon all stakeholders involved that a financial wellness programme is being called as the must-have benefit of the recent times for any kind of workspace.  While it is …

EarlySalary, one of the leading applications for instant loans, is introducing a customer-centric consumer awareness intending to educate them and make them more aware of the risks and necessary precautions associated with online lending and related platforms. Instant loan apps have come under public scrutiny and faced widespread criticism due to recent scams and frauds …

Five years ago, on the 23rd of Feb, we pushed out EarlySalary MVP with a belief that it would be a stepping stone for building a credit ecosystem that would power and upgrade our customers’ lives in a meaningful, tangible way. We were a small team that worked around the clock, spent sleepless nights fueling …

Succeeding as an organization requires a robust combination of business skills, change management and decision-making, and most importantly, happy employees. Employees need to drive performance and create value for the organization. In return, the ideal enterprise should assist them with what matters the most – budgeting and financial wellness. Especially in an age dominated by …

Whether it’s a holiday, investment, or even something as small as purchasing an item online, we all have fallen short of having enough money at least once. The bigger challenge is, however, finding a trustworthy lender when the need arises. Of course, there are websites that allow us to apply for an online personal loan, …

The global (along with the Indian) economy, has had a tumultuous journey in the past year due to the setbacks from the global COVID-19 pandemic. However, with the vaccination process underway, we’re returning back to normal and all activities are resuming in full swing. In the midst of this, the BJP-led Government announced its Union …

Excited to see those figures in your salary slip but confused why the credited amount does not match? Well, there is a difference between your take-home/ net and gross salary and the CTC (Cost to Company). If you are puzzled by these terms, then keep reading this blog as we break down each component on …

With salaries getting simultaneously competitive and harder-to-live-on, financial wellness is a term we’re all increasingly becoming familiar with. It’s also being rolled out as part of the policy in many corporates. While it isn’t exactly a fresh concept, many are still divided on whether financial wellness programs are an additional perk or a core expectation …