The Vibe Journal: Finance Blogs

As consumers, ideally, we want to be able to fulfill all our wants with our salary whilst preserving a rainy day backup.  But in reality, most of us have little option but to borrow to bridge the gap. As financial institutions carpet bomb you with loan offers, mailers, and SMS, it is important to differentiate …

The month of love has begun, with couples eagerly looking forward to celebrating Valentine’s day. The day can be really notorious for making you overspend, and can be quite expensive.  This is especially true if you’re looking to buy gifts for your Valentine, take your Valentine to a decent restaurant, or are planning a road …

It’s February, and with Valentine’s Day approaching, exotic holidays, chocolates, dates are the common denominator.  Irrespective of your age, gender, and marital status, the sheer joy of gifting something special to your loved one are priceless. However, it should not be limited to social splurges. This time consider a financial gift and experience the joy …

It has been over 20 years since we began observing World Cancer Day, and ever since, it is observed annually on the 4th of February to increase global awareness of cancer. It is an important day for people battling this terrible disease, survivors, patients who have succumbed to it, and their families, to encourage its …

If there’s one thing that’s as exciting as the fintech sector, it’s probably EdTech. The Edtech industry has been disrupting the traditional and diverse world of education, changing the way learners and instructors interact. Several enterprises are already relying on EdTech in some form or the other, and the popularity of this industry is only …

Every healthy company culture is mindful of including programs and initiatives to contribute towards their employees’ overall well-being, especially when it comes to upskilling and educating them regarding important subjects such as financial literacy. Investing in financial literacy programs and workshops can help organizations relieve employee stress and significantly improve retention rates in the long …

With the recent advancements in the financial sphere, personal loans have been made readily available with little documentation required. Aadhar Card Loans have been rapidly rising in popularity as they allow consumers to acquire a personal loan without having to go through the hassle of complex paperwork. Unlike traditional bank loans, they are completely hassle-free.  …

Let’s be honest, being a stay-at-home mom isn’t an easy life. Changing diapers, feeding your little one, and taking care of other chores at home makes the entire day seem like a blur for most. Moms who are enthusiastic about going out and working fail to make enough time to make the amount they need.  …

If you are able to afford a lifestyle you’ve always wanted using your savings, cash, or investments, we’d say you’ve achieved “financial freedom”. Simply put, you have a definite source and/or sources of cash inflow that’d pave the way for you to afford your dream lifestyle.  However, this is not as easy as it sounds, …

On average, 42% of us overspend online, later having to deal with the financial repercussions, according to a CouponFollow report. Many of us even use credit cards on such splurges, making the whole event even costlier, as not paying the full amount due will attract hefty interest rates. This may even lead to a vicious …