The Vibe Journal: Finance Blogs

According to a report on Millennials, by Morgan Stanley Capital International (MSCI), on a global level, millennials represent around 23% of the world population. millennials have a wide range of access to and knowledge of recent technologies, along with a fair idea of the investment options open to them. Even then, it is a tactful …

Education opens up more opportunities than any other investment ever well, as many doting parents would agree. Getting the best education indeed opens doors with no other keys. Oprah Winfrey has rightly said, “Education is the key to unlocking the world, a passport to freedom.” Parents wish the best for their children, and education tops …

You must be wondering, is it possible to avail of a personal loan with a low CIBIL score? Before we get into that, consider when a personal loan comes in handy and why CIBIL scores are important. When you require funds to meet your planned or unexpected expenses, availing of an unsecured personal loan is …

Wedding season is around the corner, and no one does weddings better than we Indians do with the whole “big fat Indian wedding” – a larger than life setup, designer outfits, extensive guest list, and a never-ending food menu. Since weddings are arguably one of the most memorable days for the bride and the groom …

With online personal loan applications, you can receive quick credit with minimal paperwork. The interest rates you get differ depending on various factors like your credit score and the lender.  Some lenders also provide salaried individuals with personal loans pre-approved up to a certain amount. All such loans, though, can be categorised into short-term personal …

Have you ever found yourself in situations where juggling between the many expenditures, investments, and savings just seems impossible? It often happens that in our busy everyday lives, we may not have a sense of how much we are spending. But for some of us, it is only when we run into financial troubles like …

In today’s time, financial wellness benefits have become a sine qua non for employee job satisfaction, no matter the designation, salary, or the industry. The importance of ensuring employee financial wellness is being recognized by every organization, be it a small startup or a multinational corporate organization. In fact, to know more about how great …

In essence, the term young professional commonly refers to people in their 20s-30s working in any profession or a white-collar occupation. It is a general notion that young professionals who have just started their professional life usually face a lot of challenges in terms of managing their personal finance. There are essentially two reasons for this:  One, …

The best gift to your children on this children’s day could be inspiring a quest to achieve financial interdependence by imparting the knowledge of savings and investments. Kids pick habits of their parents, be it their shopping custom or any financial activity they do. Teaching the children the art of saving is one of the …

2020 has been a challenging year for many on multiple fronts, be it mental, physical, emotional, or financial. With most activities being brought to a standstill due to a nationwide lockdown being imposed for almost 4 months, it is high time to try to get back a semblance of our normal lives (while keeping in …