The Vibe Journal: Finance Blogs

When it comes to loans, perhaps even before you finalise the loan amount, the first thing that comes to your mind is repayment. This is the right way to go about it as you are responsible for paying your loan on time. So, when you are borrowing, plan the budget accordingly and ensure that it …

When applying for any financial products, having complete information about it is necessary. This helps manage your repayment better and protects you from unexpected financial surprises in the future. This is especially crucial when you borrow funds from a lender, such as a personal loan. A loan involves many fees, some of which are to …

A personal loan is an unsecured loan designed to help folks meet their financial needs. By definition, a personal loan is one where you don’t need to pledge any security or collateral while opting for it. The lender provides the borrower with the flexibility to use the funds as per their own requirements. On closer …

When it comes to personal loans, instant approval is a characteristic no customer would decline. In fact, such a feature is prioritized. Fortunately, competitive credit markets give us plenty of choices. Based on your needs and requirements as a borrower, you can choose from a plethora of options available with banking institutions. SBI has several …

A Financial Wellness Program usually expands from standard employee benefits and goes past retirement arranging and contributing data. A balanced one will promote, for employees, everything from precise understanding and appropriate use of money to the point of building not just a stable, but symbiotic relationship with money.  This is a perspective many evolving corporates …

The personal loan preclosure charges are among the charges you will likely pay when repaying your loan. However, it is a conditional charge, levied only if you decide to prepay your loan.   That said, most borrowers availing these unsecured forms of credit may be unaware of the charges they have to incur during the prepayment …

Ever wondered why some women are better than the others at handling finances? Is managing money in a better way rooted in genes? Are some just more intelligent or more qualified? A bit of both perhaps. A 2017 Fidelity study shows that women save a larger proportion of their income than men. Another study built …

It’s undeniable that getting your own vehicle brings a sense of freedom, and the first vehicle one generally owns is a two-wheeler. The experience of driving a two-wheeler is liberating, and in addition to being cost-effective, a two-wheeler is the perfect means of transport for everyone. If you have been thinking of shelving away your dreams of …

When it comes to any kind of contingent expenses or unforeseen expenditure, a personal loan is like a quick fix solution – be it for a marriage, home renovation, or an unexpected ailment.  A medical emergency in the family though, it can take a toll on you not just on the physical front but also …

Millennials rate experiences above all else. The world may have inclined towards materialistic possessions thus far, but for this demographic, all that is trumped by the real experiences that stay forever. After all, those are the moments to be lived for.  Experiences are what makes someone who they are. Nothing can be taken into the …