The Vibe Journal: Finance Blogs

Personal loans are ideal for both aspirations and pressing financial needs. Called an unsecured loan, this type of credit is extremely popular, making up 28% of all bank credit in India. Unsurprisingly then, there’s no shortage of lenders seeking to meet this market demand. Some even give you instant approval after applying, and you can …

Financial literacy enables you to make better financial decisions and avoid fraud. In today’s world, knowing about money management, income, savings, and investment is crucial.  This knowledge arms you with the right financial information and the ability to know, monitor, and enhance your financial resources. By leveraging your finances, you can boost your life today …

Have you ever considered: How many employees are living salary to salary or paycheck to paycheck? The relationship between productivity and financial wellness? How many employees have their retirement savings exhausted before actual retirement? How many employees, both men, and women, actually agree that their compensation is keeping up with their cost of living? Most …

Debt consolidation relates to the process of taking out a new loan to pay off other debts, generally unsecured ones.  Manifold debts are merged into a single one in which the payoff terms are favorable to you. A debt consolidation loan is that unsecured personal loan which is taken to combine all other debts into …

After the 2008 global financial recession, this is what Martin Khor, the then Director of South Centre, wrote – “ The causes of the global financial crisis are to be found in the financial and economic policies of the developed countries, primarily the United States (US). Developing countries are not responsible for it, but they …

After the pandemic, work from home has become a norm rather than an anomaly.  A sudden, big shift in the corporate landscape has been witnessed, and organizational activities such as meetings, deadlines, action plans are now well-tuned to work while we sit comfortably in our living rooms. However, there is a major problem – related …

Your financial habits will majorly impact your financial standing which is why maintaining healthy habits comes to the picture. This is true especially when it comes to your credit profile, as it can help you build a positive credit score. However, building a favourable credit profile is much more than spending and borrowing and doesn’t …

If you’re not using online banking yet, you are part of a club that’s only getting smaller. An increasingly large number of people in India access their bank accounts online or through their mobile devices and for good reason. Gone are the days of visiting a branch to pay bills, deposit checks securely, and transfer …

Coronavirus has pretty much forced everyone out of their normal lifestyles and has created an air of uneasiness and gloominess across the world. As this duration of this pandemic increases, this tends to create mental health issues for many, which is just going to add on to an already bad situation. Plus, the internet is …

Financial Wellness is an integral part of everyone’s life. Essentially, financial wellness refers to effectively managing one’s economic life. It can include different aspects, such as spending while keeping one’s financial capacity in mind, being prepared for emergencies, having access to and making use of tools and information necessary for making sound financial decisions, and …