The Vibe Journal: Finance Blogs

The raging pandemic has led to economic uncertainty, and these uncertainties may occur any time without prior information. During these times banks, NBFCs, and other lenders tighten their lending norms due to the situation. With several lay-offs and pay cuts, there is a constant worry amongst lenders that their NPAs – the non-performing assets – …

Students around the world have been taking online classes because of the pandemic. And with students getting used to online classes during the pandemic for an entire year, many are opting for online education courses because of the flexibility and convenience of studying from the comfort of their homes.  There may be several benefits of …

Most of today’s workspaces have millennials dominating the floors. As the demographic makes its presence felt across industries, sectors, and all facets of our culture, there’s no denying that millennials are savvy, hard-working, and have a consistent understanding of the changing trends of the world. Simultaneously though, surveys have shown that millennials are the worst …

A Personal Loan EMI calculator is a digital tool that helps you compute your monthly instalments instantly. This personal loan calculation method is a lifesaver as it lets you compare various loan offers with ease before you apply for a personal loan.  In fact, it simplifies loan planning and helps you make smart financial decisions.  …

Financial independence can be defined as having enough money to live a comfortable life without working. Financial independence can, in fact, mean different things to different people. Financial independence secures your future and allows you to pursue your passion. It is the ability to make life decisions without being constrained by financial constraints. Financial independence …

Financial literacy is a fundamental life skill that has a direct impact on your well-being. Knowing the importance of financial literacy and taking proactive steps towards it can be beneficial. This helps today’s youth take better control over their finances, enabling them to overcome financial challenges.  When they’re financially literate, they understand how to allocate …

Several financial institutions now offer personal loan for women with benefits like low-interest rates, lower EMIs, flexible repayment options and more. These institutions have followed the footsteps of the government initiatives launched to improve the conditions of women in the country. By applying for this credit facility, you can get funding at affordable rates and address …

COVID19 may have put a strain on employees’ finances, but it has certainly helped in several other ways. Everyone has learnt a lot – from the importance of being present with family and supporting them in times of need to become more financially savvy. Professionals worldwide were tested by the COVID-19 pandemic, forcing them to …

A mobile phone loan allows you to buy the latest smartphone in the market with ease. Not only have these devices become ubiquitous across the country, but each new launch also brings better features and upgrades. Today, you can get a mobile costing anywhere between ₹1,500 to ₹1.5 lakhs.  The higher-end devices from reputed brands …

Barely a decade ago, paperless loans seemed a far-fetched imagination but the situation has changed. Advancements in digital banking and internet access have transformed how you can now access credit. While getting a loan was tedious, inefficient and complicated once, today, it is easy. In fact, you can get a paperless personal loan online in …