The Vibe Journal: Finance Blogs

When it comes to financial health, you know you can grow your wealth through smart investment options. While equity investments give you outstanding returns, they also expose you to a higher level of risk. This is where a money market fund can be a smart choice.  Being a type of secure Mutual Fund, its highlighting …

While the RBI has employed various security measures to deter counterfeit currency, the circulation of fake currency in India continues to remain a serious problem. The presence of counterfeit currency impacts economies and individuals alike.  This makes it crucial for you to learn to spot fake currencies to avoid losing money. To know how to …

Mutual funds are a great way to build long-term wealth with various options to choose from as per your risk appetite. But have you ever considered how it started? Mutual funds’ history in India is quite colourful and has several important phases. They were introduced a decade after India gained independence from British rule. Read …

Due to various situations, you may want to withdraw your mutual fund units, so it is important to keep in mind that mutual fund redemption has certain rules and guidelines. Follow them to encash the maximum amount without any hassles.  What is Mutual Fund Redemption? Call it an exit, withdrawal or selling your units – …

On your journey to become a successful investor, you must try and work towards a goal that is on par with your ability. While comparing which mutual funds to invest in, yield to maturity, coupons or yield helps you to make this decision. Understanding the correlation between these factors will help you predict your reward …

Many of you may think of comparing ETF vs mutual funds because they seem like different investment options. That is both true and not, as ETFs are a type of mutual fund.  You can choose either one, no matter whether you are a first-time investor or have some experience investing in the stock markets.  It’s …

You can build an ideal portfolio by investing in schemes with a balanced outlook on the risk, income potential and liquidity in mutual funds. The latter plays a large role when you have unplanned financial requirements or react to market dynamics that require you to buy or sell units immediately.  Read on to know the …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …

Are you looking for an investment option that is secure, like a fixed deposit but gives better returns? Then mutual funds with a fixed maturity plan are something you should consider. They are a type of debt investment that comes with a lock-in period.  Thus, once you’ve invested, your funds are secure for the decided …

Knowing the policies related to taxation on mutual funds can help you calculate your total returns and even choose the right scheme. With a cohesive understanding of this topic, you can maximise your gains and invest according to your financial goals.  What is Taxation on Mutual Funds? When investing in mutual funds, you earn dividends …