The Vibe Journal: Finance Blogs

The eighth budget presentation by Finance Minister Nirmala Sitharaman took place on February 1, 2025, to establish the financial plan for the fiscal year 2025-26 thus becoming a milestone in Indian economic governance. This budget addresses India’s rise as a global player through sector empowerment and economic development together with inclusive growth and expanded infrastructure …

Cross-border payments are transactions generally used for international trade, online shopping and money transfers to friends and family. As the world becomes ever more connected, these payments have become more important as we do business around the world. Cross-border transactions facilitate the movement of funds between borders and play a vital role in the global …

Artificial intelligence is advancing the banking world by introducing new levels of operational and user experience competencies. It will revolutionise the banking sector with soaring profits of up to $170 billion by 2028. It offers the ability to analyse large amounts of data and automate complex processes, completely changing how banks deliver services. This transformation …

Banking is vital in personal financial control, but accumulating hidden charges can affect your savings. General fees like account maintenance and overdraft charges are frequently not noted, leading to pointless costs. You could minimise or avoid these costs by staying knowledgeable and adopting proactive techniques. This article explores prevalent bank fees and charges and shares …

Non-resident Indians (NRIs) may find it challenging to keep up with Indian expenses at the same time as dwelling outside of India. To ease this, Indian banks provide key bills: Non-Resident External (NRE) and Non-Resident Ordinary (NRO) money due. Choosing the proper account relies upon your economic dreams and income sources. Let’s dig into the …

Bank of Baroda allows users to check their account balances without going to the branch. With this, you can choose what fits you best regarding ease and how you access your financial details. You can use BoB’s internet banking service to instantly know your account details through missed call service, SMS services, or even a …

Managing daily tasks has become much more convenient in today’s life. Every Bank of Baroda account holder can now conveniently view their account statement from the comfort of their home. Let us explore how Bank of Baroda account holders can download their statements for account updates and transaction history. Methods to Download Bank of Baroda …

It is important to access your account statements to keep an eye on transactions, track your financial accounts and keep a tab on your expenses. This also helps you keep track of account activity, plan your budgets and stay organised financially. Federal Bank provides several user-friendly options to download your statement, making the process both …

To cater to both online and offline customers, Canara Bank provides multiple ways for its customers to check their account balance. These convenient options allow you to manage your finances wherever you are, be it at home, on the go, or somewhere with poor internet. Here’s a simple list of the available methods: 1. Missed …

Bandhan Bank has grown to be one of India’s fastest-growing private banks. It offers its customers a curated range of interest rates on fixed deposits (FDs). Whether a retiree is looking for safe investment options or a young individual is saving some cash, Bandhan Bank has it all. Overview of Bandhan Bank FD Rates Bandhan …