Banking Blogs

Imagine making payments with just a few taps on your phone — quick, easy and secure. With mobile banking becoming more popular every day, keeping transactions safe is a top priority. That’s where the Mobile Personal Identification Number (mPIN) comes in. Whether you’re using UPI apps or digital wallets, mPIN acts like a secret key …

An ATM withdrawal limit is the maximum amount of cash you can withdraw from an ATM on any given day. Banks generally impose these limits to protect your funds. This threshold limit will keep losses to a minimum if your card gets lost or stolen. Naturally, each bank has its own per day ATM withdrawal …

Running a business requires a steady flow of funds. Managing these rolling funds can be challenging. And trying to sort out your business’s short-term financing options can seem cumbersome at times. You might lean towards options like overdraft and cash credit for help. Both can help smooth out your cash flow when expenses come up, …

Idle cash lying in your home or office locker does not beat inflation. So, next time you get your annual bonus, make sure to deposit a part of it in a savings account. A savings account is a great option for making your money work for you. It’s safe, simple, hassle-free and keeps earning a …

Ever wondered why banks offer so many different types of accounts? Savings, current, fixed deposits — each one serves a unique purpose. Whether you’re a student, a business owner or someone looking to grow your money, there’s a bank account made just for you. Read on to understand the different types of bank accounts in …

The State Bank of India (SBI) is one of India’s largest public sector banks, offering different types of debit cards according to the requirements of their customers. Various types of debit cards are linked with other charges, such as SBI AMC charges. Thus, it’s essential to be aware of them for proper financial planning and …

Accessing your UCO Bank account statement is quick and easy, with several available options. You can use internet banking mobile applications or update your passbook, depending on your preference. Downloading your statement helps you keep track of your financial records.  Here’s how you can do a UCO Bank statement download, in PDF format or through …

To manage your finances, it’s essential to stay updated on your spending. Downloading the bank account statements regularly helps you monitor monthly expenditures and figure out unauthorised transactions, if any. Keeping this in mind, Punjab National Bank provides several ways to download your bank account statement. Here’s how you can perform the PNB statement download …

Managing your finances is super easy with today’s technology. If you are a Central Bank of India customer, you don’t have to dig through piles of paperwork to find your bank statements. Whether you are tracking expenses, applying for a loan or preparing financial documents, you can download them in just a few simple steps. …

Cross-border payments are transactions generally used for international trade, online shopping and money transfers to friends and family. As the world becomes ever more connected, these payments have become more important as we do business around the world. Cross-border transactions facilitate the movement of funds between borders and play a vital role in the global …