Credit Card Blogs

Reversal of credit card transactions is a lesser-known but effective method to save yourself from losing money due to unauthorised transactions. Assume you were making a payment with your credit card, but you used incorrect details. If it is to an unknown person or a merchant, you can lose money.  However, you can contact your …

A grace period is one of the many features of a credit card that add to your user experience. Because of this period, you get to access instant credit without any interest charges. This is also why it is also known as the interest-free period. Read on to know its meaning, benefits, eligibility and more.  …

While getting a credit card, one can think if they should get it or try something else, Maybe you cancelled a card in the past but now realise it was perfect for you. So, can you apply for the same credit card twice?  The good news is – you can definitely apply again for the …

Experts say it’s best to wait 6 months between new credit applications. This helps you avoid too much debt. But sometimes, it might make sense to apply for both together. So, what do you need to know about applying for a credit card and loan at the same time?  Let’s find out!  Applying for credit …

Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store.  These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …

Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …

Understanding the difference between RuPay, Visa card and MasterCard is crucial before stepping into the world of finance. These payment networks link the merchant and the card issuer, so making a careful decision is imperative. Moreover, any additional perks you can enjoy on your cards depend on your payment network. Understanding how these payment networks …

There are many benefits of a RuPay card, especially now, as you can link a credit card to UPI. This multinational payment network, launched by the Reserve Bank of India (RBI), is an initiative to promote a cashless economy. With other competitive payment networks available, such as Visa and MasterCard, choosing one can be difficult. …

The introduction of the RuPay Credit Card by NPCI (National Payments Corporation of India) shows advancements in India’s digital payments ecosystem. It’s a co-branded credit card that a number of Indian banks issue.  By offering a wide range of attractive features and benefits, these credit cards have become a preferred choice for cashless transactions. It …

You may already know that creditworthiness is an essential part of your financial health and ability to get credit. Financial companies check it based on a 3-digit score and report generated by credit bureaus.  Their evaluation takes many factors into account and knowing what they are can help you improve your credit score and get affordable …