Finance Blogs

Knowing how to negotiate for lower interest rates on loans enables you to get funding at a lower cost. It also helps you save money while providing some financial leeway. Financial institutions carefully analyse various factors while deciding the terms of your loan, including the rates. These factors include your: So, you need to work …

Whether you are a young professional or a seasoned professional in the workforce for over a decade, entering into a new work environment is like stepping on a new planet.  As you prepare your CV, learn new lingo, there is one more thing you need to check- credit history and credit score. Yes, your credit …

Tax rebates are certainly an added advantage for several types of loans. Education loans, home loans, auto loans, and personal loans are among them. However, it becomes extremely important to understand that while some loans carry a tax benefit along with then, not all loans do. Any form of loan, no matter how small, is …

Compiled By : Vimal Saboo, Chief Business Officer at Fibe About Vimal: He is a Chartered Accountant and comes with an experience of 22 years in banking and credit domain. In his current role at Fibe, he focuses on building the Credit Risk Profiling system and spearhead Credit Risk, Analytics, Collection & Operations. Retail consumer …

Excited to welcome spring and celebrate Holi, most colorful festival of the year? The festival not just reiterates the happiness of being together and embracing each other irrespective of our differences, but also reminds us to get over the evil. This year, you can make Holi more colorful and merry with your financial portfolio. As the …

How many times were you ready to compromise your free time for making more money? Prioritizing money might deliver that temporary pleasure of fortune, but in the long run, it might actually undermine your happiness. Of course, this doesn’t mean you have to deny the salary raise you have been offered or give away all …

Ever asked friends and family the sutra to be happy? Relationships, values and other non-material things must have surely made it to that list. Plus, they would have also said that money can’t buy happiness. Guess what, a recent study shows that money can indeed make you happy. Yes, a study by Mathew Killingsworth corroborated …

To a great extent, we all get excited by consumerism but some fall prey to compulsive and impulsive shopping behaviors. While most of us think a lot about money- how much we have, how much we need, how to get more, etc., we still end up messing up our finances and budget. Given the importance …

Financial planning can be a tricky business. Managing finances is not really as simple as it seems and sometimes you may hamper your financial health without even realizing.  Your overall financial health comprises several things such as:  Your credit score,  Your investment portfolio,  The liquidity of your assets and  The amount of savings and emergency …

“The more we share, the more we have.” We’re putting this quote by Leonard Nemoy into action, as we present EarlySalary’s lucrative and attractive Referral Program – now available for our current as well as new users.  EarlySalary, if you’re familiar with us, is one of the most innovative lending platforms in India, established with …