Finance Blogs

To a great extent, we all get excited by consumerism but some fall prey to compulsive and impulsive shopping behaviors. While most of us think a lot about money- how much we have, how much we need, how to get more, etc., we still end up messing up our finances and budget. Given the importance …

Financial planning can be a tricky business. Managing finances is not really as simple as it seems and sometimes you may hamper your financial health without even realizing.  Your overall financial health comprises several things such as:  Your credit score,  Your investment portfolio,  The liquidity of your assets and  The amount of savings and emergency …

“The more we share, the more we have.” We’re putting this quote by Leonard Nemoy into action, as we present EarlySalary’s lucrative and attractive Referral Program – now available for our current as well as new users.  EarlySalary, if you’re familiar with us, is one of the most innovative lending platforms in India, established with …

Whether you are a young graduate, a small business owner or a professional in your 20s, the desire for a good lifestyle is common. However, that lifestyle you aspire cannot be sustained by many unless there is a steady fire hose of regular cash flows. This is why you need sound financial habits that can …

Knowing budgeting tips can help you manage your finances better. This becomes especially crucial if you are one of the 31.8% of urban Indian workers who are self-employed or work as contractors or freelancers. In such employment, your income is proportional and related to your work. As a result, determining or predicting your monthly income can …

From juggling household errands and office chores, from being a daughter to a sister to a wife to being a mama, she goes around heroically vanquishing every barrier in her path.  This Women’s Day, as we commence our campaign to applaud “her”, we urge you to join hands with us, to empower, exemplify, educate and …

Five years ago, on the 23rd of Feb, we pushed out EarlySalary MVP with a belief that it would be a stepping stone for building a credit ecosystem that would power and upgrade our customers’ lives in a meaningful, tangible way. We were a small team that worked around the clock, spent sleepless nights fueling …

Succeeding as an organization requires a robust combination of business skills, change management and decision-making, and most importantly, happy employees. Employees need to drive performance and create value for the organization. In return, the ideal enterprise should assist them with what matters the most – budgeting and financial wellness. Especially in an age dominated by …

The global (along with the Indian) economy, has had a tumultuous journey in the past year due to the setbacks from the global COVID-19 pandemic. However, with the vaccination process underway, we’re returning back to normal and all activities are resuming in full swing. In the midst of this, the BJP-led Government announced its Union …

Excited to see those figures in your salary slip but confused why the credited amount does not match? Well, there is a difference between your take-home/ net and gross salary and the CTC (Cost to Company). If you are puzzled by these terms, then keep reading this blog as we break down each component on …