Finance Blogs

When it comes to your finances, learning how to save money from income tax is a skill that one should develop. Tax planning is essential and fairly easy once you arm yourself with a few tried-and-tested tax-saving strategies. In fact, when done right, you can save a significant amount of your income.  Here are a …

As any 20 something having lived in the 2010s would concur, financial planning and money management is a critical skill to have in today’s day and age, perhaps more than in any period before. It’s a common belief that your late 20s are the most financially stressful years of your life. Which is partially true. …

As an increasing number of organisations across the globe recognise the paramount significance of financial wellness programs for their employees’ financial health and well-being, a common awareness in the corporate sector is the concern about financial literacy among new and existing employees. 72% of the employees in Indian workplaces had no idea about how to …

Love is the most uncensored emotion that creeps unknowingly in each of our lives. Or, to put it better, it has been ubiquitously present as a part of our existence. Underlying in almost every benevolent act of ours, we celebrate it every day. But just as a sapien needs his birthday to claim another year …

Renowned American jazz pianist, Willie “The Lion” Smith, once said, “ROMANCE without FINANCE is no good”.  Compatibility between romance and finance is akin to the compatibility between the heart and the brain. While the heart may run wild and wants the best, the brain needs to step in to make wise decisions. If the decisions …

While getting too friendly with credit cards is one of the credit card mistakes to avoid, you need to be diligent during the application process too. While applying for a credit card is a relatively easy process, you may tend to make some common mistakes while you are at it.  These mistakes have consequences – ranging …

As tax season approaches, a sense of urgency sets in among all taxpayers alike. With a maze of laws and by-laws governing Income Tax in India, it becomes quite challenging to accurately comprehend the procedures and nuances involved in filing tax forms and income declarations. It is because of this confusion that people end up …

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it …

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay …

28 year old Sharan would fit check a lot of boxes on the stereotypical millennial checklist. A penchant for eating out from quality food joints, a habit of catching his favorite matches from the neighbourhood sports pub, and a strong desire to flaunt the latest smartphone or take quarterly vacations – Sharan clearly loves to …