Finance Blogs

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it …

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay …

28 year old Sharan would fit check a lot of boxes on the stereotypical millennial checklist. A penchant for eating out from quality food joints, a habit of catching his favorite matches from the neighbourhood sports pub, and a strong desire to flaunt the latest smartphone or take quarterly vacations – Sharan clearly loves to …

At some point in a managerial role, we may wonder if our team is indeed adequately focused to deliver efficient results. A well coordinated team results in faster and more productive output, to the advantage of both the company and the employees. But often the case is such that employees lose touch with this part …

Knowing what is credit risk and how it differs from credit score is important. After all, lenders decide whether or not to approve your loan application based on your creditworthiness. To know more about what credit risk assessment and credit score are and how they differ from each other, read on. What Do You Mean …

Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as …

People often argue if money is the most important thing in one’s life and that money cannot buy happiness. But one thing that we all can agree upon is that money is the second most important thing in our lives because it can buy you time and freedom which is more or less the same …

Saving money is a common goal, no matter what stage you are in, in your life. With myriad expenses in today’s fast-paced world – be it rent, food or commuting costs, putting aside a large sum isn’t easy. This is especially true considering the rising inflation and the increasing cost of goods. That aside, there …

Thanks to the innovations in the fintech sector, borrowing money has never been easier. Among the by-products of the amalgamation of finance and technology are digital lending platforms or instant loan apps that allow people to borrow money in a faster and hasslefree way. Due to their instantaneous lending process and other advantages, digital lending …

Table of contents: Financial stability is a goal most adults work towards and wish to have. Although achieving it can seem intimidating, it is a reliable indicator of your ability to live life to the fullest. The need to feel financially secure and stable comes with adulting and is a commonly seen outlook in young adults of this …