Finance Blogs

For lenders, offering loans can often be risky, especially unsecured loans. There is no surety that the borrower will repay the money lent. The risk may be even higher when banks and NBFCs carry out the credit functions by leveraging the deposits made by their customers.  It is no wonder that lenders set strict criteria …

Stress is an issue bigger than ever for millennials, who are rushing ahead with their worklife, finding little time to enjoy the intricacies of life. They are not only toiling themselves with projects, preparing reports and meeting targets, but also when off the work they busy themselves worrying about their debt, savings and expenditure.  India …

Financial wellness programs, coupled with access to tools and resources, can work as a solid foundation for employees in managing their financial needs. While financial wellness programs can be expensive to launch and maintain, many may argue, and justifiably so, that they more than pay for themselves over the long term. They are therefore, a …

– Over 8 million app downloads– Over 6 lakh instant loans disbursed– Loans worth ₹ 1000 Cr+ disbursed – largest amount of loans given in India by an app based company– Approved loan amount can be used to shop on Amazon, Flipkart, Big Bazaar, Yatra, MakeMyTrip & more– Loan approved and disbursed in 10 minutes– …

Running pole to post to earn more and pulling the ever chugging train of aspirations – this briefly summarize the life of a millennial. As we hustle through corporate deadlines and steer our way into new age urban culture, what we miss out amid its routine expenditures is living our dream life. There comes a …

Table of contents: 5 types of employee benefits FAQs on company benefits In the modern employment landscape, financial and emotional wellness has become a priority in most workplaces. One of the ways to go about it is by offering company benefits to employees to empower the workforce and minimise stress. In fact, management and HR …

With the advent of globalization, the employment domain has been evolving. In India, the rise of the middle class has changed the dynamics of life for all. The thing which has not changed is stress due to work. Stress pertaining to the workplace has been a constant companion of professionals. It is disguised in many …

Payday is great! You’re all pumped up with the replenished account balance and ready to celebrate with gourmet meals, shopping, a new Marvel movie, and more. It’s finally that time when you can move items from the wishlist to the cart and tick items in your bucket list. Pause. But, it’s also time to face …

Millennials largely depend on credit and borrowed money, far more than the preceding generations. Weekend vacations, buying a car or even sudden shopping trips may often not fit into their monthly salary. Financial institutions have long identified this problem and come up with several alternatives depending on the amount you need to borrow, the income …

A credit score is an important factor in one’s financial life. It is a three-digit number that financial organisations use to determine your likelihood of repaying a debt. Your credit score is based on your credit history, a record of all your past loans and credit transactions which assesses your ability to repay debts. Credit …