Investments are a very important part of retirement planning. This is also a very tense area that needs to be covered by couples. There are several studies conducted that show that bad investment planning is the reason for stress between many couples. For many, investment is just a monthly expense and they don’t feel the …
The current workforce consists of a considerable percentage of millennials. It is estimated in a study by the University of North Carolina that nearly 50% of the workforce will consist of millennials by the year 2020. With such a large proportion being millennials, the big question that arises is whether they are equipped enough to …
Continue reading “Making The Right Financial Choices Through Financial Literacy”
Credit Score is a numerical expression based on borrower’s credit history which is record of borrower’s responsible repayment of debts. Having a good credit score is all that matters in today’s fast paced world, you may miss out on many benefits if you fail to maintain one. Here are 5 ways a bad credit can …
Getting your very first job is one of the most significant turning points of your life. You start making money, you start believing your dreams can finally come true. That’s wonderful! But are dreams enough? Hardly! When you fail to plan your goals, you plan to fail your goals. Confused? Ask yourself how much money you …
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As you analyse your month-end finances, you realise you owe more than you can afford. How did this happen? Were there early signs that you failed to notice or chose to overlook Every disaster has certain warning signs. Let us showcase to you 5 warning signs that indicate a financial crisis awaiting your future. 1. …
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New reality has spread far and wide; all millennials, an unmaterialistic generation of today, want is wi-fi for their smartphone and a constant supply of enjoyable life experiences. The core concept is pretty simple – why buy depreciating assets, when you can rent and pay as per use! It is no secret that millennials; the …
Continue reading “A Culture Shift from Ownership to Experience”
There are a few topics that you don’t discuss in polite society, and money is one of them. However, millennials are going to talk about their finances, and they don’t care if the discussion makes you uncomfortable. Being saddled with enormous college debt and coming out of school during the recession may have led to …
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In September 2010, India set out on an arduous journey. A journey to provide every one of its billion plus residents with a unique identification number. A journey that would prove to be the beginning of a FinTech revolution for the country. INDIA STACK What is India Stack? In simple terms, India Stack is: A paperless …
With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was …
Getting your salary is a wonderful feeling. It makes you feel rewarded for all the hours of dedicated work that you put in. But the happiness fades away when a large chunk of your hard-earned income gets converted into tax. It is essential to figure out how you can avoid that high deduction in tax. …
Continue reading “A Detailed Guide to Income Tax Deductions in India”
