Getting your very first job is one of the most significant turning points of your life. You start making money, you start believing your dreams can finally come true. That’s wonderful! But are dreams enough? Hardly! When you fail to plan your goals, you plan to fail your goals. Confused? Ask yourself how much money you …
Continue reading “Give your Financial Goals an Early Start!”
As you analyse your month-end finances, you realise you owe more than you can afford. How did this happen? Were there early signs that you failed to notice or chose to overlook Every disaster has certain warning signs. Let us showcase to you 5 warning signs that indicate a financial crisis awaiting your future. 1. …
Continue reading “5 warning signs you could be headed for a Cash Crunch!”
New reality has spread far and wide; all millennials, an unmaterialistic generation of today, want is wi-fi for their smartphone and a constant supply of enjoyable life experiences. The core concept is pretty simple – why buy depreciating assets, when you can rent and pay as per use! It is no secret that millennials; the …
Continue reading “A Culture Shift from Ownership to Experience”
There are a few topics that you don’t discuss in polite society, and money is one of them. However, millennials are going to talk about their finances, and they don’t care if the discussion makes you uncomfortable. Being saddled with enormous college debt and coming out of school during the recession may have led to …
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In September 2010, India set out on an arduous journey. A journey to provide every one of its billion plus residents with a unique identification number. A journey that would prove to be the beginning of a FinTech revolution for the country. INDIA STACK What is India Stack? In simple terms, India Stack is: A paperless …
With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was …
Getting your salary is a wonderful feeling. It makes you feel rewarded for all the hours of dedicated work that you put in. But the happiness fades away when a large chunk of your hard-earned income gets converted into tax. It is essential to figure out how you can avoid that high deduction in tax. …
Continue reading “A Detailed Guide to Income Tax Deductions in India”
When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …
Continue reading “What is the Right Way for the Twenty Something’s to Spend Money”
The Indian banking sector has its roots in the 18th century, and has evolved in a variety of ways since then Post-Independence, The Reserve Bank of India, India’s central banking authority, was established in April 1935, but was nationalised on 1 January 1949 under the terms of the Reserve Bank of India (Transfer to Public …
Some situations demand the need for that extra cash. The hammer of Emergencies can strike us anytime, and can cause a financial imbalance. The very situations can put us in an embarrassing spot where in we have to resort to sources for borrowing personal loans. One such source is our work place. Salary advance is …
