When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …
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The Indian banking sector has its roots in the 18th century, and has evolved in a variety of ways since then Post-Independence, The Reserve Bank of India, India’s central banking authority, was established in April 1935, but was nationalised on 1 January 1949 under the terms of the Reserve Bank of India (Transfer to Public …
Some situations demand the need for that extra cash. The hammer of Emergencies can strike us anytime, and can cause a financial imbalance. The very situations can put us in an embarrassing spot where in we have to resort to sources for borrowing personal loans. One such source is our work place. Salary advance is …
The world of Fintech The combination of Startups and Finance has lighted the thought bubble of Techies. This has prodded them to move forward to build a space that blends both. Basically Fintech organisations use technology to help users avail financial services effortlessly and on the go. Fintech encompasses all technology-based companies operating in insurance, …
Investment in shares offers a great way to maximise the potential of your savings. This way, you can effectively save for your short-term needs or build a corpus for your long-term goals. If you are new to investing, you must be wondering, “Why invest in the stock market” at all? Read on to know the …
As a novice taxpayer, understanding what the connection between your salary and allowances is essential. An allowance is a part of your salary structure that the employer pays at regular intervals. These allowances are added to your salary and taxed under the salaries as per the Income Tax Act guidelines. Tax-free allowances in salary are …
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“Retirement” .Do we need to think about it at all? If no, then perhaps now is the time to stop giving a cold shoulder to it. Being ignorant does not help carve a secure future. Though we are young and quite able at this stage in our lives. But do we think of times when …
Lending money to friends becomes a difficult choice at times. Money has the tendency to create rifts between closely bonded people. Yet money is a topic that becomes unavoidable. Lending and borrowing between friends can lead to sequences of debts, debt traps, uninvited apprehension and animosity. Situations where the money is borrowed, and half-returned, partially …
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In our lives today, it seems that we are constantly in our running shoes, because all we do is race to fulfilling our duties, necessities and obligations. Expenses are never-ending. How we wished that we could count the expenses on our fingers, but unfortunately we cannot. It has become extremely necessary to have a budget …
If handling finances wasn’t enough, we have taxes in place too to give us gripping nightmares. However tax payment and filing income tax returns are both crucial for achieving a financial stability in life. ITR filing is mandatory is a person’s gross total pay exceeds 2.5 lakhs. The basic motive for filling income tax return …
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