Finance Blogs

Understanding the meaning of EMI is crucial if you are planning to get loans and credit cards. Since you are repaying in parts and not in a lump sum, EMIs offer a more convenient way to lower your financial obligations with periodic payments. Read on to learn the meaning of EMI, how it works and …

Businesses issue a GST credit note under special circumstances that allow them to correct any discrepancies in bills and invoices. It helps businesses maintain their account books without any discrepancies. Issuing credit notes is more convenient than reissuing new invoices, making them more favourable.  Read on to know the meaning of a credit note, its …

It is crucial to know the difference between CGST and SGST, and IGST to file accurate returns. To further the ‘One Nation, One Tax’ policy, the Government of India introduced a new indirect tax regime called the GST in 2017. These three categories of GST simplify interstate and intrastate transactions.   To learn what is IGST, …

Prepaid expenses include all the bills and financial obligations for products or services for which you pay in advance. Business owners often make recurring payments in advance to avoid any last-minute delays and hassles.  Doing this also allows businesses to relieve themselves of obligations in future accounting periods. Once paid, you can utilise the goods …

Getting a WCDL, or a working capital demand loan, is a great way to address the day-to-day financial needs of your business. This is a specialised loan to help businesses meet their short-term financial obligations and operational costs. With this loan, you can get the required funding to meet seasonal business demands or tackle unforeseen …

Buying an iPhone 13 on EMI is much easier, thanks to the umpteen online lending options. You finance your purchase with a credit card and pay via affordable EMIs. Moreover, this option gives you 100% financing. This means that you only have to pay the iPhone 13 EMI; down payment is not something you have …

Getting an iPhone 14 on EMI is a breeze these days. There are many digital lending options available that can help you get your iPhone 14 affordably. These options include:  Consumer loan Personal loan Credit card loan or EMI conversion  BNPL facilities However, the right option depends on your requirements. With the high cost of …

Buying an iPhone 15 on EMI is easy and can be a viable option for many. With new models hitting the shelves, this year’s iPhone has upgraded features. Considering that these smartphones fall under the high-end price range, shopping on EMI is smart.  It frees you from worrying about the high cost and lumpsum payments. Moreover, …

Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …

To make your Christmas in 2024 memorable, you may have thought about some exciting plans to celebrate the festival with friends and family. This festival signifies the birth of Jesus Christ. This is the day when loved ones come together to wine and dine, exchange gifts and spread cheer. Like every year, the Christmas holiday …