Finance Blogs

NBFC, meaning a Non-Banking Financial Company is a type of institution that you can rely on for financial services, such as taking a loan, booking a fixed deposit or more. In India, there are many NBFCs, over 9,000 in number as of October 2022, who have changed the financial landscape for the better.  How? NBFCs …

Diwali holidays are the most fun and relaxing break that many look forward to. It is a significant festival across India, which usually rolls around in October-November.  In 2024, it falls on the last day of October and around the weekend, allowing you to plan a grand celebration. However, grand celebrations often translate into grand …

Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as: People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can …

In the increasingly interconnected digital landscape, online scams have become an unfortunate reality, preying on unsuspecting individuals and organisations. From phishing emails to fake investment schemes, the realm of financial fraud is vast and ever-evolving.  One way to protect yourself from these is to be aware of the tactics that scammers use and the tips …

Debt-to-income ratio is an essential criterion that helps financial institutions evaluate your finances. This figure affects the loan amount and credit card limit that you can get.  When you apply for credit, lenders determine this ratio since it reflects your borrowing capacity. Continue reading to understand the significance of this ratio in your loan application …

Knowing how to save money each month or even every day is the key to a bright financial future. After all, savings help you invest for the long term and address emergencies along the way.  But it is easier said than done, right?  Don’t worry, because the tips to save money are actually quite simple …

Making a budget is essential for maintaining good financial standing. It assists you with organising all of your costs, leaving room for unforeseen requirements as well as treating yourself.  Does it seem too wonderful to be true?  Even if you are a newbie, making a budget for yourself is not as difficult or frightening as …

When exploring how to get instant credit and enjoy cashless transactions, credit cards are one of the most popular options you may come across. Getting a credit card can be quick and easy and offers multiple rewards. The range of benefits of credit cards is amplified when you use them smartly. Read on to explore …

Knowing microcredit meaning is crucial, especially if you plan to get a loan for your small business. Microcredit for businesses provides financing options that empower them to function seamlessly. With adequate funding, businesses can ensure they have enough capital to sustain and execute operations stress-free. That’s not all. This funding also helps aspiring entrepreneurs get …

One of the main components of salary taxation is TDS on salary or Tax Deducted at Source on salary. The salary you get each month is generally lower than the CTC mentioned at the time of your hiring. This is because taxes are deducted from your gross salary before you receive it.  The applicable rate …