Fixed Deposit Blogs

If you have a lump sum amount, a Fixed Deposit (FD) usually gives slightly higher returns because the entire amount earns interest from day one. If you want to save gradually, a Recurring Deposit (RD) is ideal. Both are low-risk savings options regulated by the Reserve Bank of India (RBI). Wondering which is better, FD …

If you want to grow your money safely, treasury bills vs FD is a choice worth exploring. Both are low risk and give steady returns. They are backed by trusted institutions, making them reliable options for all kinds of savers. In India, fixed deposits are a household favourite. Most people know and use fixed deposits. …

The FDR meaning is simple: it’s an agreement between you and the bank. It shows how much you invested, the interest rate and when you will get your money back. Just like a property deed proves ownership, this receipt proves your fixed deposit is safe with the bank. It’s an extremely important document. You should …

Tax saving fixed deposits are minimum 5-year FDs offered by banks and post offices. Like any regular FD, you get a fixed interest rate as your money stays safe. The interest you earn is taxable. But you can claim a deduction under Section 80C of the Income Tax Act. This will help you grow your …

Looking to grow your money without taking too much risk? A Fixed Deposit (FD) might just be the perfect fit. Having a fixed deposit account is one of the oldest and safest ways to earn steady returns on your savings. Whether you’re saving for a trip, planning for the future or simply want your money …

When you invest in a fixed deposit (FD), you are guaranteed a fixed return. But did you ever check how much you actually earn in a year? Annualised yield gives a clearer picture of your earnings, especially with compounded interest. It allows you to compare FD returns across banks and tenures correctly.  Two FDs may …

Fixed Deposits (FDs) are known for their safety, fixed returns and simplicity. For many Indians, they’re a preferred savings tool. They are ideal for planning short and long-term goals. You can invest without the stress of market ups and downs.  But FD interest rates don’t always stay the same. A bank might offer 6.5% today, …

Fixed Deposits (FDs) are one of the safest and most reliable investment choices for Indian savers. Whether building an emergency fund, planning retirement, or looking for secure growth, FDs offer peace of mind with fixed returns and minimal risk.  But here’s the thing: not all FDs are the same. Various fixed deposit types serve different …

In all the available investment paths — stocks, mutual funds, bonds, real estate — security and returns must be balanced. Still, fixed deposits (FDs) are a wise investment choice as their safety guarantees. Perfect for both new and existing investors, FDs let you invest safely and provide passive income and peace of mind. Many people …

While fixed deposits are a secure option to earn interest, you must pledge a significant amount for sizeable returns. This may restrict access to your savings, which may become a problem in case of emergencies. To solve this issue, banks introduced a sweep-in fixed deposit facility.  With this option, you can earn interest while maintaining …