Fixed Deposit Blogs

Planning for retirement often raises a significant question: how can you keep your savings safe while also earning decent returns? For many in India, especially those above 60, senior citizen fixed deposit schemes become a natural choice. These aren’t new, but their reliability and slightly better returns still make them popular. Let’s look at what …

Many people treat fixed deposits as their go-to savings cushion. It’s a safe place for money to grow without stress. But life has its surprises – a sudden hospital expense, housework that can’t wait, or a shortfall before salary day. What do you do in moments like these? Here’s a better idea – borrow against …

When it comes to investing, the golden rule is diversification. A well-diversified investment portfolio ensures that your money is spread across different asset classes, balancing growth with stability. While equities and mutual funds aim to deliver higher returns, Fixed Deposits (FDs) play a stabilising role by offering capital protection, assured returns and liquidity. This blog …

When planning how to save your money, two options usually top the list – a fixed deposit and a savings deposit account. Both are widely used across India, backed by RBI-regulated financial institutions, and considered low-risk choices. But they work quite differently.  A fixed deposit locks your funds for a chosen period and offers higher …

Every parent dreams of building a safe and secure financial future for their child. Among the many investment options available in India, a Fixed Deposit (FD) for a minor is one of the most reliable and straightforward ways to ensure financial stability while earning guaranteed returns. Designed for children under 18, a minor FD allows …

If you have a lump sum amount, a Fixed Deposit (FD) usually gives slightly higher returns because the entire amount earns interest from day one. If you want to save gradually, a Recurring Deposit (RD) is ideal. Both are low-risk savings options regulated by the Reserve Bank of India (RBI). Wondering which is better, FD …

When you open a fixed deposit (FD), you get to decide how your interest will be paid. The 2 most popular choices are cumulative interest and non-cumulative interest, like quarterly interest payout. This choice matters because it decides: Many investors pick an option without fully understanding the difference. Some prefer a regular payout that they …

If you want to grow your money safely, treasury bills vs FD is a choice worth exploring. Both are low risk and give steady returns. They are backed by trusted institutions, making them reliable options for all kinds of savers. In India, fixed deposits are a household favourite. Most people know and use fixed deposits. …

A money multiplier FD is a smart way to grow your savings without losing quick access to your funds. It’s a facility that links your savings account to a fixed deposit. This way, you get better returns without locking away all your money. Any amount above a set limit in your savings account is automatically …

The FDR meaning is simple: it’s an agreement between you and the bank. It shows how much you invested, the interest rate and when you will get your money back. Just like a property deed proves ownership, this receipt proves your fixed deposit is safe with the bank. It’s an extremely important document. You should …