Do you ever look back at the things you did in your teens and wonder if you could have done them differently? It’s that age when we feel that the world is our oyster, and we often act impulsively. Well, breaking bad habits in adulthood is tough, which is why it is important to teach …
If you are able to afford a lifestyle you’ve always wanted using your savings, cash, or investments, we’d say you’ve achieved “financial freedom”. Simply put, you have a definite source and/or sources of cash inflow that’d pave the way for you to afford your dream lifestyle. However, this is not as easy as it sounds, …
Continue reading “Take A Pledge This Republic Day To Attain True Financial Freedom”
Another year has gone by and ’tis finally the season to be jolly. It is that time of the year again when people buy gifts for loved ones and also make important purchases for themselves that they may have been putting off for later this entire year. Stores are decked with holly, tinsel, and holiday …
Continue reading “Save Yourself from Debt This New Year Shopping Season”
When it comes to loans, perhaps even before you finalise the loan amount, the first thing that comes to your mind is repayment. This is the right way to go about it as you are responsible for paying your loan on time. So, when you are borrowing, plan the budget accordingly and ensure that it …
Continue reading “5 Ways to Plan your Monthly EMIs on Instant Money Loans”
Compiled By: Balakrishnan NarayananAbout Bala: He is the head of analytics at Fibe, with over 15 years of extensive experience within the banking and finance industry. At EarlySalary he is responsible for building machine learning and analytical capabilities within the risk, marketing, and customer analytics. For Bala’s passion for solving complex business problems, in 2019, he got …
Continue reading “The Convergence of Machine Learning and Big Data In Credit Risk Management”
A cash crunch is not uncommon, and it’s nothing to be ashamed of. Thanks to loans and credit, there are several ways to acquire money to tide things over. If you need a large amount of money for a specific, definable reason like buying a home or your child’s marriage, several banks can offer you …
The world is seeing technology-led disruptions across the globe at a pace that is unprecedented. From payment banks to digital wallets and peer-to-peer lending, the traditional and often conservative world of finance is being turned on its head. These changes are manifesting not just in the developed economies (United States and Europe) but also in …
Knowing the differences between secured loans and unsecured loans is crucial to help you choose the right lending option for a sudden monetary exigency. While both these loans have pros and cons, selecting one may be overwhelming due to the availability of multiple loan options. Read on to learn what is a secured loan and …
Continue reading “Know Secured Vs. 4 Things to Know About These Loan”
A Bank is the first thing that pops into your mind when searching for a loan. That’s how we have been wired and it seems like a logical choice to go with. But you would be surprised to know that Non-Banking Financial Companies or NBFCs are continuously outperforming banks today. According to the latest Financial …
Continue reading “Bank or Non-Banking Financial Company: Which is Better for Loans?”
We encounter many situations wherein we have to rely on loans. And where there is a loan, there is a debt that follows. But is it better to pay off loan early? Does that affect our credit score? We often become perplexed and overwhelmed after seeing the debt pile. This is often due to mismanagement. …
Continue reading “How to repay your personal loan faster? 5 Effective Ways to Repay”
