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Apply now for a ₹1 lakh personal loan from Fibe in just 2 minutes with ease and at your convenience.
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Apply now for a ₹1 lakh personal loan from Fibe in just 2 minutes with ease and at your convenience.
Cash requirements can arise anytime, anywhere. In case you're thinking, "I need ₹1 lakh urgently," then Fibe is all you'll need. With a hassle-free borrowing experience, our Instant Personal Loan is specifically designed to satisfy all of your urgent financial demands.
Getting a ₹1 lakh loan in just 2 minutes with Fibe is simply easy. We offer personalised solutions to ensure that urgent financial requirements, whether it's a medical emergency, pending bills or upgrading your professional skills, are met promptly. Our instant ₹1 lakh loan is crafted to be your reliable financial companion for all your credit needs.
Our 100% digital application process makes it incredibly convenient to apply for a ₹1 lakh personal loan from the comfort of your home. There are no more lengthy paperwork or time-consuming procedures – just a straightforward online application with minimal documentation. Fibe’s quick approval process ensures you receive the funds without unnecessary delays in your bank account in just 2 minutes.
Fibe Loans provides loans of ₹1 lakh, efficiently catering to diverse immediate financial needs. The flexibility of our loan options allows you to choose a repayment tenure at your comfort. It starts from 3 months to 36 months which aligns with your financial situation, ensuring a stress-free experience.
If you're in urgent need of a ₹1 lakh loan, Fibe is the right place for you to get. Apply online today to experience an instant borrowing experience. Fibe is here to help bridge the gap between your cash needs and the solution you seek.
Expect transparent and minimal fees when you choose Fibe for your ₹1 lakh personal loan. Our customer-centric approach ensures that you're aware of all charges upfront, giving you peace of mind throughout your loan tenure.
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 Months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Chrages | ₹250 plus GST |
| Pre-Closure Charges | Nil |
Make efficient use of our user-friendly EMI calculator while planning your monthly spending. To obtain an instantaneous breakdown of your EMIs, just enter the amount of your loan and its tenure.
When you're in need of a loan, you need to meet criteria set by the financial institutions or lenders to cater your immediate financial requirements. Fibe’s easy-to-qualify criteria ensure a straightforward and accessible application process. Here's a comprehensive guide to the eligibility criteria and necessary documents for getting a ₹1 lakh personal loan:
Eligibility Criteria
You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Documents Required
A Selfie: Your picture in good lighting.
PAN Card: Important document for identity verification.
Aadhaar Card: Ensures the legality of your application.
Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.
To apply for a loan, your CIBIL score plays a vital role. Many lenders or financial institutions take a deep check on your financial history as they matter when it comes to taking a loan. We believe in providing opportunities, even if you have a limited credit history. At Fibe, you can apply for a loan even if you are ‘New To Credit’.
Applying for a ₹1 lakh loan with Fibe is a breeze, thanks to our user-friendly and efficient process. Follow these easy steps to get the funds you need:
Discover the unlimited benefits of Fibe's loan offerings:
Yes, you can get the loan on your Aadhaar card or PAN card. Utilise these documents to complete your application hassle-free.
A good credit score enhances your chances for instant approvals. Fibe even caters to individuals who are ‘New To Credit’.
Fibe ensures quick approvals. The exact time may vary but our streamlined process ensures minimal waiting.
The interest rates vary from lender to lender. At Fibe, you enjoy affordable rates starting from 2% per month.
Apply online through our website or app, submit the required documents and get quick approval for an instant ₹1 lakh loan.
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Subham Pawar
Shilpi Mukherjee
