Personal Loan Blogs

With technology advancing rapidly with every passing day, the way that you access financial services is changing too. In fact, access to loans and other financial services is now possible from the comfort of home. This extends to helpful tools like the EMI calculator. One of the biggest advantages of an EMI calculator is that …

When applying for any financial products, having complete information about it is necessary. This helps manage your repayment better and protects you from unexpected financial surprises in the future. This is especially crucial when you borrow funds from a lender, such as a personal loan. A loan involves many fees, some of which are to …

A personal loan is an unsecured loan designed to help folks meet their financial needs. By definition, a personal loan is one where you don’t need to pledge any security or collateral while opting for it. The lender provides the borrower with the flexibility to use the funds as per their own requirements. On closer …

When it comes to personal loans, instant approval is a characteristic no customer would decline. In fact, such a feature is prioritized. Fortunately, competitive credit markets give us plenty of choices. Based on your needs and requirements as a borrower, you can choose from a plethora of options available with banking institutions. SBI has several …

The personal loan preclosure charges are among the charges you will likely pay when repaying your loan. However, it is a conditional charge, levied only if you decide to prepay your loan.   That said, most borrowers availing these unsecured forms of credit may be unaware of the charges they have to incur during the prepayment …

Millennials rate experiences above all else. The world may have inclined towards materialistic possessions thus far, but for this demographic, all that is trumped by the real experiences that stay forever. After all, those are the moments to be lived for.  Experiences are what makes someone who they are. Nothing can be taken into the …

Personal loans are ideal for both aspirations and pressing financial needs. Called an unsecured loan, this type of credit is extremely popular, making up 28% of all bank credit in India. Unsurprisingly then, there’s no shortage of lenders seeking to meet this market demand. Some even give you instant approval after applying, and you can …

Debt consolidation relates to the process of taking out a new loan to pay off other debts, generally unsecured ones.  Manifold debts are merged into a single one in which the payoff terms are favorable to you. A debt consolidation loan is that unsecured personal loan which is taken to combine all other debts into …

Compiled By: Anil SinhaAbout Anil: He is the Head of Engineering at Fibe, with over 15 years of experience, Anil is passionate about technology and has strong Leadership skills driven by core human values. He has worked on various techno-functional leadership roles with hands-on code and delivered complex products in the space of distributed data processing, especially …

It is only when we start earning that the fuss about tax saving begins. The very moment we get our paycheque and see the taxed amount, we realize the importance of effective tax planning. While there are many ways to reduce your tax burden, most of us often fail to take advantage of all the …