Salary Blogs

Your Provident Fund (PF) account is one of the most reliable ways to build long-term financial security. However, many employees struggle to locate or remember their PF account number, especially when changing jobs or accessing their Employees’ Provident Fund Organisation (EPFO) account online. In this guide, we’ll explain what a PF account number is, how …

When you receive your monthly salary slip, you might notice various components listed separately, such as basic salary, house rent allowance (HRA), conveyance allowance and special allowance in salary. Among these, special allowance in salary often creates confusion for many employees. What exactly is it? Why is it provided? How is it taxed? This blog …

The Public Provident Fund (PPF) is a great way to save and grow your money with guaranteed returns and tax benefits. It’s a government-backed scheme that helps you build wealth over time and is completely tax-free. Read more to understand its benefits, interest rates and tax perks in a simple way. What is PPF and …

Public Provident Fund (PPF) is one of the most popular long-term savings options in India. It offers tax benefits, steady returns and a 15-year lock-in period. But what happens when you need to withdraw funds before maturity? Here is a clear and simple breakdown of the PPF withdrawal rules.  Read on to learn about the …

The option of an overdraft loan for salaried professionals is ideal if you want to get instant funding. Using this type of credit, you can manage any medical emergency or any other urgent requirement. It helps you avoid cutting back on your budget or liquidating your valuable assets to arrange funds. Read on to know …

You can easily transfer EPF online on the EPFO portal, which you may need to do if you switch jobs. If required, your employer will register you on the Employees Provident Fund Organisation (EPFO) portal. As per the regulations, both you and the employer contribute to your account to build a corpus for retirement.  While …

Filing a provident fund claim online can help in the partial or complete withdrawal of funds, allowing you to manage unexpected financial needs or planned expenses. The Employee Provident Fund (EPF) is a savings scheme initiated by the Central Government, where you and your employer make equal contributions, which helps you build a sizeable corpus …

Unified Mobile Application for New-age Governance (UMANG) allows you to complete an EPF balance check easily. On this platform, you can access details about various central and state government services in 13 different languages. In addition to this, you can conduct an EPF enquiry through the official Employees’ Provident Fund Organisation website. Other options include …

Need to withdraw your PF online but not sure where to start? You’re not alone. Many salaried employees search for how to withdraw PF amount online when they need quick access to their savings for emergencies, education, medical needs, home renovation or retirement planning.  Provident Fund (PF) withdrawal has now become much easier with digital services offered by the Employees’ Provident Fund Organisation (EPFO). …

Earning tax-free income means you can save big on your taxes. Did you know that multiple means help you do just that? From gratuity to income from agriculture, you can wisely safeguard such hard-earned money and use it for all of life’s upgrades and emergencies.  Keep reading to know more about these lucrative tax-free sources …