The Vibe Journal: Finance Blogs

Mutual funds are a great way to build long-term wealth with various options to choose from as per your risk appetite. But have you ever considered how it started? Mutual funds’ history in India is quite colourful and has several important phases. They were introduced a decade after India gained independence from British rule. Read …

Due to various situations, you may want to withdraw your mutual fund units, so it is important to keep in mind that mutual fund redemption has certain rules and guidelines. Follow them to encash the maximum amount without any hassles.  What is Mutual Fund Redemption? Call it an exit, withdrawal or selling your units – …

On your journey to become a successful investor, you must try and work towards a goal that is on par with your ability. While comparing which mutual funds to invest in, yield to maturity, coupons or yield helps you to make this decision. Understanding the correlation between these factors will help you predict your reward …

Many of you may think of comparing ETF vs mutual funds because they seem like different investment options. That is both true and not, as ETFs are a type of mutual fund.  You can choose either one, no matter whether you are a first-time investor or have some experience investing in the stock markets.  It’s …

You can build an ideal portfolio by investing in schemes with a balanced outlook on the risk, income potential and liquidity in mutual funds. The latter plays a large role when you have unplanned financial requirements or react to market dynamics that require you to buy or sell units immediately.  Read on to know the …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …

Are you looking for an investment option that is secure, like a fixed deposit but gives better returns? Then mutual funds with a fixed maturity plan are something you should consider. They are a type of debt investment that comes with a lock-in period.  Thus, once you’ve invested, your funds are secure for the decided …

Knowing the policies related to taxation on mutual funds can help you calculate your total returns and even choose the right scheme. With a cohesive understanding of this topic, you can maximise your gains and invest according to your financial goals.  What is Taxation on Mutual Funds? When investing in mutual funds, you earn dividends …

There are many different types of mutual funds in India. Their features allow you to benefit in a variety of ways, be it to: To know which mutual fund scheme is ideal for you, spare some time to understand what each brings to the table. This way, you can create a well-balanced portfolio by choosing …

Investing can be a powerful way to grow your wealth and choosing high-risk options has the potential to bring impressive returns. By diversifying your portfolio, you can also add a layer of security to protect against market fluctuations. Mutual funds allow you to enjoy the best of both worlds — higher returns with balanced risk. …