- Home
- Personal Loan
- 2 Lakh Personal Loan
Get ₹2 Lakh Personal Loan Online
Apply now for a ₹2 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.
Apply for quick approval
Apply now for a ₹2 lakh personal loan from Fibe, your reliable partner for easy and speedy upgrades.
In the fast-paced world of personal finance, Fibe is your trusted companion. Whether it’s an unexpected bill or a planned expense, our ₹2 Lakh personal loan is designed for you. Getting loans can be a tricky and head-spinning process. But no worries!
Fibe’s got your back with a personal Loan of ₹2 Lakh. No hidden tricks, no confusing terms- Fibe is all about keeping the process crystal clear for you.
Apply now and let Fibe help you get an instant personal loan of ₹2 Lakh, simplifying your financial journey with an instant ₹2 Lakh personal loan.
Navigating the landscape of fees and interest rates for a ₹2 Lakh person loan can be confusing, but Fibe simplifies it for you. Fibe offers competitive fees and transparent interest rates to ensure you make informed decisions. Our commitment is to make the process clear and straightforward, giving you the confidence you need when considering a personal loan of ₹2 Lakh.
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Chrages | ₹250 plus GST |
| Pre-Closure Charges | Nil |
In the fast-paced world of personal loans, Fibe stands as your reliable companion. Getting a personal loan of ₹2 Lakh feel like a difficult process but not with Fibe, It’s as simple as a stroll in the park. No hidden tricks, no complex terms- Fibe is all about keeping things crystal clear for you. The Fibe EMI calculator will help you in finding our your EMI. Calculate now and let Fibe help you secure an instant personal loan of ₹2 Lakh.
Qualifying for a quick and instant ₹2 Lakh personal loan made simple with Fibe Getting a quick ₹2 Lakh personal loan with Fibe is super easy! No complications, no hassles-just straightforward access to the funds you need for your upgrades.
Eligibility Criteria
You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Documents Required
A Selfie: Your picture in good lighting.
PAN Card: Important document for identity verification.
Aadhaar Card: Ensures the legality of your application.
Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.
Your financial history holds significance when seeking a loan. Recognising the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹2 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.
To apply for a ₹2 lakh personal loan online, follow these straightforward steps:
Discover the benefits provided by Fibe's loan services:
Absolutely! Fibe’s 100% digital process allows you to submit a clear selfie, proof of identity (Adhar Card, PAN Card), proof of address and proof of income (last 3 months bank statements or salary slips) for swift processing.
Fibe supports financial inclusivity. While a good credit score enhances approval chances, our eligibility criteria consider various factors, making loans accessible to individuals new to credit.
Fibe prioritises speed. After submitting your documents, expect instant approvals for a swift and seamless process.
Fibe ensures transparency. For a personal loan of ₹2 Lakh, the interest rate is 14% with flexible tenures from 3 to 36 months. Processing fees start from 2% of the loan amount, plus GST. Refer to our terms for details on bounce charges, late payment fees, stamp duty and pre-closure charges.
Fibe makes it quick and hassle-free. Download the Fibe app or visit our official website, register, fill in basic details and upload essential documents for instant approval. Your funds will be in your account within minutes.
When it comes to buying a smart TV, price may be one of the first things on your mind. However, you should also look at audio-visual specifications, size, resolution and more before making a final decision. Upgrading to a smart TV is now a must as all the devices are becoming smart in this digital …
Continue reading “How to Own One of the Best Smart TVs in India”
Changing the interior design of your house or maintaining your property can be a big expense. With everyday expenses, saving money for home improvement can take a long time. In this case, a personal loan for interior decoration can help you upgrade your home décor and make it as luxurious as you like without delay. …
Continue reading “Know How To Bring Interior Design Ideas To Life With Personal Loans”
Refinancing a car loan can be a good option if you’re getting better interest rates and other terms than your current loan. It can be a constructive way to pay if you are paying a hefty interest rate on your current loan and finding it challenging to repay. The process of refinancing a car loan …
Continue reading “Why And How To Refinance Your Car Loan And Save Money”
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
Subham Pawar
Shilpi Mukherjee
