How to Check Your Bank of Baroda Balance: SMS, Missed Call and WhatsApp Services

Reviewed by: Fibe Research Team

  • Published on: 17 Jan 2025
How to Check Your Bank of Baroda Balance: SMS, Missed Call and WhatsApp Services

Bank of Baroda allows users to check their account balances without going to the branch. With this, you can choose what fits you best regarding ease and how you access your financial details. You can use BoB’s internet banking service to instantly know your account details through missed call service, SMS services, or even a WhatsApp number. Here is how to use each of these methods:

1. Missed Call Service

The missed call service is a quick and straightforward way to check your BOB balance, requiring no internet connection.

Bank of Baroda Miss Call Balance Number: 8468001111

How to Use:

  1. Dial the above number from your registered mobile number.
  1. The call will automatically disconnect after the first ring.
  1. You will then receive an SMS with your account balance details.

This service can be used up to three times daily and is a great way to check your balance quickly, easily and for free.

2. SMS Banking

With Bank of Baroda’s SMS banking service, you can simply text to check your balance. Users with limited internet access can utilise this method as it operates without a network connection.

BOB Bank Balance Check Number (SMS): 8422009988

How to Use:

To check your account balance via SMS, you can: 

  1. Text BAL followed by a <space > and the last four digits of your account number to 8422009988.

For example, send: BAL 1234.

  1. Wait for a response from the bank using your mobile number.

Note: Only customers who have registered mobile numbers with the bank can access this service. Moreover, ensure your number is up to date to avoid any service issues.

Also Read: How To Get Your Bank Account Statement As A Pdf

3. WhatsApp Banking

For a more interactive experience, BOB allows you to check your balance through WhatsApp. This feature turns your messaging app into a banking tool.

Bank of Baroda balance enquiry number (WhatsApp): 8433888777

Steps to Use:

  1. Save the number in your contacts.
  1. Send a ‘Hi’ message on WhatsApp.
  1. Follow the prompts to view your balance.

Once registered, you can explore other banking services on WhatsApp, making it a convenient 24/7 solution.

4. Toll-Free Number

In addition to the digital services, Bank of Baroda offers a toll-free number for general inquiries, including balance checks. The BOB toll-free number for personal banking in India is:

Toll-Free Number (Domestic)

1800 5700 / 1800 5000

For Domestic Customers Calling From Abroad (24/7)

+9179-66296009

You can inquire about various banking services, including balance checks, by calling the number.

Key Considerations

Mobile Number Registration: To utilise these services, your number should be registered with the Bank of Baroda. Visit your nearest branch or update your details online if you haven’t already done so.

Charges: While missed calls are free, sending an SMS comes with a ₨ 0.20 per message charge and capped at ₹15 per month. However, some accounts like Basic Savings Bank or PMJDY accounts, are exempt.

Conclusion 

To sum up, Bank of Baroda makes it easy to check your balance with options like missed calls, SMS, or WhatsApp. These services help you stay updated on your account with little effort. Pick the method that works best for you and enjoy simple banking. 

If you check your balance and see you’re running low on funds, Fibe can lend a hand. Fibe takes care of you financially and ensures that you are covered when you need it through instant personal loans, minimal documentation and flexible repayment options. Stay prepared for life’s unexpected expenses by downloading the Fibe app today.

FAQs

How can I confirm if my Bank of Baroda account is active? 

To check your account status, sign in to your BoB online banking account and look at your account details. You can also call Bank of Baroda’s customer service to get help.

How can I check my last five transactions with the Bank of Baroda? 

You can make a missed call to 8468001122 to see your last five transactions. Another way is to text ‘MINI last 4 digits of A/C No.’ to Bank of Baroda balance check number 8422009988. You can also sign in to the BOB Connect Net Banking Portal.

Is there a limit to the number of balance check requests I can make per day? 

Yes, the missed call service allows up to three requests per day. Other services may also have limits, so check with the bank for details.

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