Buy an iPhone 13 on EMI with a Credit Card: Everything You Need to Know

Reviewed by: Fibe Research Team

  • Updated on: 2 Nov 2023
  • Published on: 1 Nov 2023
Buy an iPhone 13 on EMI with a Credit Card: Everything You Need to Know

Buying an iPhone 13 on EMI is much easier, thanks to the umpteen online lending options. You finance your purchase with a credit card and pay via affordable EMIs. Moreover, this option gives you 100% financing. This means that you only have to pay the iPhone 13 EMI; down payment is not something you have to worry about.

You can get the iPhone on easy EMIs with the Fibe Axis Bank Credit Card. However, the first step is comparing the variants of the model and choosing the one you want. Read on to know about the variants of the iPhone 13, how to get your chosen model on EMI and more.

Features of the iPhone 13

With the new iPhone 15 launch, you can get the iPhone 13 at a more pocket-friendly rate online. Furthermore, you can choose among the iPhone 13, 13 Mini, 13 Pro and 13 Pro Max variants. Here is an overview of the specifications of these variants:

FeaturesiPhone 13iPhone 13 MiniiPhone 13 ProiPhone 13 Pro Max
Colours AvailableRed, Starlight, Midnight, Blue, Pink and GreenRed, Starlight, Midnight, Blue
Pink and Green
Graphite, Gold, Silver and Sierra BlueGraphite, Gold, Silver and Sierra Blue
Storage Capacity128GB/ 256GB/ 512GB128GB/ 256GB/ 512GB128GB/ 256GB/ 512GB/ 1TB128GB/ 256GB/ 512GB/ 1TB
Display Size6.1-inches5.8-inches6.1-inches6.7-inches
Camera SetupRear: 12MP + 12MP 
Front: 12 MP
Rear: 12MP + 12MP 
Front: 12MP
Rear: 12MP + 12MP + 12MP 
Front: 12MP
Rear: 12MP + 12MP + 12MP 
Front: 12MP
Price₹59,900₹44,999₹74,999₹79,999

Disclaimer: The prices mentioned above are subject to change.

Also Read: Fibe Axis Credit Card on UPI Apps

Benefits of Shopping for an iPhone on EMI with a Credit Card

Once you have chosen the model you want, consider the payment option, iPhone 13 EMI, down payment and other factors to make the most cost-effective decision. One option you can choose is a credit card. When buying the iPhone 13 on EMI, zero down payment is one of the key features you must consider. 

With the Fibe Axis Bank Credit Card, you can convert the entire cost into EMIs and avoid making a down payment. There are various benefits of using this credit card to get your iPhone 13 on EMI:

  • Allows you to avoid saving up to pay the total price at the time of purchase
  • Frees your income to buy your chosen iPhone accessories 
  • Flexible repayment period allows you to choose a comfortable tenure and EMI
  • Gets you a cashback of up to 3% on every transaction
  • Gives you 15% off on dining bills at partner restaurants
  • Links your credit card with your UPI ID for easy transactions
  • Gives you complimentary airport lounge access 4 times a year and a 1% fuel surcharge waiver 

How to Get an iPhone 13 on EMI?

To buy your iPhone 13 on EMI via the Fibe Axis Bank Credit Card, follow these steps:

Step 1: Make the purchase of your chosen iPhone 13 variant and avail the facility
Step 2: Select a suitable tenure, which is usually from 6 to 24 months
Step 3: Pay the one-time processing fee
Step 4: Authenticate the transaction

To calculate the EMI amount for your iPhone 13, the EMI calculator can be a helpful tool. This tool will help you ensure the EMI fits in your budget by allowing you to calculate the monthly payments as per the tenure. 

With the Fibe Axis Bank Credit Card, financing your iPhone purchase is truly hassle-free. Get it now on the Fibe App or website! 

FAQs on Buying an iPhone 13 on EMI

Can I take the iPhone 13 on EMI?

Yes, you can buy an iPhone 13 with a suitable EMI plan. You can use a credit card, a consumer durable loan, or a personal loan. If you choose a credit card to purchase your iPhone 13 on EMI, the down payment can be zero and you can select a flexible tenure of up to 24 months.  

What is the cost of the iPhone 13?

The price of the iPhone 13 depends on the variant you buy and the offers provided by merchants. On the official website, the price of the iPhone 13 in India starts at ₹59,900. 

How much down payment do I need to make on my iPhone 13?

If you choose the Fibe Axis Bank Credit Card for iPhone 13 EMI, down payment can be zero. You can get 100% financing for your device, making it an ideal choice.

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