Reviewed by: Fibe Research Team
To help you easily track your credit card application status, card issuers offer many simple and quick options. Using online modes, you can initiate a credit card status check from the comfort of your home. You can also choose offline options to get updates on your card status.
When you track your credit card application, your card provider will request a few details, such as:
By providing this information, you can instantly get an update on the status of your credit card application. However, make sure you give this information only to authorised personnel.
To know how to track credit card status online and offline, read on.
Visiting the issuer’s website is one of the quickest and easiest ways to check your application status. Here are some general steps to track a credit card application online.
Also Read: Fibe Axis Bank Credit Card on UPI apps
In case you cannot check the status through your issuer’s website, here are some of the offline methods you can try:
You can call your issuer’s customer care number to do a credit card status check offline. Generally, this number is available on their website. Once you contact the team, you can request the representative to check your card status.
The representatives may ask for your application or reference number and other information. Using these details, the representative will verify your identity and let you know the status of your credit card application.
Some banks also allow you to track credit card application status through the SMS banking facility. To enable this, ensure you send an SMS from your registered mobile number. However, ensure to enter the correct SMS format and number code.
Once you send the SMS, your credit card issuers will send you a text with your application status. However, this option may only be available for customers registered for SMS banking.
If it’s more comfortable, you can also visit your nearest bank branch to track credit card application status. At the bank, talk to an executive or go to the help desk and enquire about your card. After collecting and processing your details, they will give you the status details.
Issuers take multiple steps to process your credit card application. Since there are multiple stages, there are multiple statuses and understanding these is crucial. Here are some common status updates you may see.
With this information, you can easily initiate a credit card status check for your application. Generally, banks take around 10 to 15 days to process an application. Once you get your credit card, you can enjoy its benefits seamlessly.
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Yes, once you submit your credit card application, track its approval or rejection through the card issuer’s website. You can also call customer care or visit the branch to know the status of your application.
Your credit card application process time depends on many factors, like your card type and required documents. Generally, most issuers take 10 to 15 days, but some banks may take up to 21 days.
If the status of credit card application shows ‘In Process’ or ‘Under Process,’ this means that the issuer is reviewing your application details. Once your application is reviewed, your status will be updated.