EPF India Balance: Check your Corpus in 4 Ways Online

  • Updated on: 22 Oct 2024
  • Published on: 24 Nov 2023
EPF India Balance: Check your Corpus in 4 Ways Online

Unified Mobile Application for New-age Governance (UMANG) allows you to complete an EPF balance check easily. On this platform, you can access details about various central and state government services in 13 different languages.

In addition to this, you can conduct an EPF enquiry through the official Employees’ Provident Fund Organisation website. Other options include an SMS or missed call service. Read on to know more about how to perform a PF account balance check.  

Online Methods to Check Your Balance 

Performing a balance enquiry has become quite easy with various online modes available to you on the go. You can check your PF balance online from the comfort of your house with a web-enabled device or through SMS and missed call services. To find out your current balance, check these methods:

Through the Official Portal

You can conduct PF fund balance enquiry through the EPFO portal. Follow these steps:

  • Step 1: Visit the official EPFO portal 
  • Step 2: Click on the ‘For Employees’ option under the ‘Services’ tab
  • Step 3: Click on the ‘Member Passbook’ option 
  • Step 4: Wait for the new page to load
  • Step 5: Enter the Universal Account Number (UAN), password and captcha code
  • Step 6: Click on the ‘Sign in’ button

With this step, your EPF account passbook will be displayed on the screen. Now, you can check the current balance and other details easily. 

Also Read: EPF Interest Rate 2024

Using UMANG

Another convenient method to check your PF balance online on your mobile phone is through UMANG. Here are the steps you can follow:

  • Step 1: Download UMANG from Google Play or the App Store
  • Step 2: Launch the app on your mobile device 
  • Step 3: Click on the ‘All Services’ option
  • Step 4: Select the ‘EPFO’ option
  • Step 5: Top on ‘View Passbook‘ 
  • Step 6: Enter your UAN and the OTP you receive on your registered mobile number 
  • Step 7: Click on the ‘Log in’ button

Once you are logged in, you will see all the details for review on the dashboard. This includes your EPF balance, previous contributions and withdrawals.

Through SMS-Based Services

If you prefer offline modes, you can conduct an EPF enquiry for balance using SMS services. Type ‘EPFOHO UAN’ on your phone’s messaging window and send it to 7738299899. You will receive a message detailing your current EPF balance. 

Also Read: How To Invest Your EPF Savings?

If this is your preferred option, here are a few points you should note: 

  • Make sure your UAN is linked to your Aadhaar card and mobile number 
  • If it’s not linked to your Aadhaar card, PAN card and bank account, request your employer to do so

By Giving a Missed Call

If you are opting for this method, give a missed call to 9966044425 from your registered mobile number. This service is free of cos and reveals the account balance with an SMS. Before dialling the number, here are a few things to keep in mind:

  • Your registered mobile number needs to be active 
  • Your UAC must be linked to your bank account, Aadhaar card and PAN card 

Also Read: How to Check EPFO Pension Status?

The EPF is a great instrument for salaried individuals as it provides a financial safety net without requiring much effort. However, you can’t withdraw funds if you fall short on cash to fulfil your needs. This is where a Fibe Instant Personal Loan comes in handy.

We have easy-to-meet eligibility criteria and minimum paperwork, which makes it more convenient to finance urgent requirements. There are no restrictions on how you can use the loan, plus you can close your loan early when you have funds available. 

Download our Personal Loan App or log in to our website to get up to ₹5 lacs with an easy repayment schedule and affordable interest rates.

FAQs on EPF Balance Enquiry Online

What is the current EPF balance?

This is the total amount in your EPF account at a given time that contains a part of your salary and the employer’s contribution. For an EPF balance check, use the UMANG mobile application or visit the EPFO website.

How can I check the EPF balance by SMS?

You can run an EPF balance check through SMS by sending ‘EPFOHO UAN’ to 7738299899. However, must have your UAN linked to your Aadhaar. Additionally, you should have your mobile number registered with the EPFO.

What is an EPF passbook balance?

The EPF passbook balance lists the current balance in your EPF account. Along with the monthly contributions, it includes details of the accrued interest and the current interest rate applicable to your savings.  

What is the benefit of knowing my EPF balance?

By performing an EPF enquiry, you can get an idea about the total savings you have accumulated in your EPF account. This helps you plan your retirement, post-retirement life and your investments. 

Is it possible to check the EPF balance by giving a missed call without registering the mobile number?

No, you must give a missed call from a registered number to verify your account and get the details. 

Is it possible to check the EPF balance using an Aadhaar number?

You can only check your 12-digit Universal Account Number using your Aadhaar. 

Can I withdraw my entire PF amount at once?

You are only allowed to make a complete withdrawal after retirement.

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