- Home
- Blogs
- Credit Card
- Credit Card Ifsc Code List
How To Find Credit Card IFSC Code for Bill Payment via NEFT? Know here
- Updated on: 9 Aug 2024
- Published on: 8 Aug 2024
Do you know what the credit card IFS code is? The full form of IFSC is the Indian Financial System Code. This code allows you to identify the beneficiary account and make a fund transfer without any hassle. All banks have their own IFS code, which is unique to their specific bank branch.
When you’re making a fund transfer through the electronic payment options, you need this code along with the beneficiary account number, name and branch. With these details, the electronic payment portal will identify the exact recipient for a secure payment.
Read on to learn more about the IFS code, how it works, how to find them and more.
It is an 11-digit alphanumeric code reserved for online payments via net banking. With this information, you can make IMPS, RTGS and NEFT fund transfers. The Reserve Bank of India assigns all banks a particular IFSC number to help them identify their bank and branch.
Also Read- IMPS vs NEFT
The numbers are not randomly assigned as they include critical information about the credit card issuer. The first 4 digits of the alphanumeric code imply the bank’s name. This is followed by 6 or 7 digits of the code for the branch.
For example, the Standard Chartered Credit Card IFSC Code is SCBL0036001 for the Mumbai branch, where you can pay your bill. Here, the SCBL stands for Standard Chartered Bank Ltd. Following this, 036001 is the bank branch code. The empty space is filled with a zero if the branch code is just 6 digits long.
The IFSC details for a bank differ from the credit card IFS code, as it depends on the beneficiary. If you share the IFS code for your bank account, you will use the code mentioned in your account details.
Alternatively, credit card IFS code is used to make payment to the bank for your credit card bill. For example, the Standard Chartered Credit Card IFS Code SCBL0036001 is useful for making your credit card bill payment. However, if you live in Noida and are a Standard Chartered Bank account holder, then your IFS code will be SCBL0036024.
You can find your bank’s IFSC information on the official website. You can also call customer care to ask for the relevant information regarding your credit card bill payment. Simply refer to the RBI website to find the required information.
For your reference, here are IFS codes of some top banks for credit card bill payments.
| Bank | IFSC Information |
|---|---|
| Axis Bank | UTIB0000400 |
| Canara Bank | CNRB0001912 |
| Citibank India | UTIB0000400 |
| HDFC Bank | HDFC0000128 |
| ICICI Bank | ICIC0000103 |
| IDBI Bank | IBKL0NEFT01 |
| Kotak Mahindra Bank | KKBK0000958 |
| Punjab National Bank | PUNB0112000 |
| State Bank of India | SBIN00CARDS |
Knowing these top banks’ credit card IFS codes, you can easily pay your bill on time with NEFT payments. While this option is useful, most issuers allow you to pay and manage your credit card bill on their mobile app. One such card is the Fibe Axis Bank Credit Card.
It is India’s first numberless credit card that provides you with extra security. Loaded with benefits, this card is your one-stop solution for all your financial requirements. One such benefit is no annual and joining fees, which allows you to save on hefty payments to keep your credit card active.
Additionally, you can easily manage and monitor your credit card activities on the Axis Bank Mobile App. With this credit card, you can enjoy up to 3% cashback on all your online and offline transactions. It is a UPI-based credit card which allows you to make streamlined payments instantly.
Its other benefits include annual complimentary domestic lounge visits at the airport, dining benefits and a 1% surcharge waiver. Download the Fibe App from the Google Play Store or App Store to apply now!
You cannot find your bank’s IFS code on the card. However, you can find the information on your cheque leaf issued by the bank.
To find the bank details for making credit card bill payments through IMPS or NEFT, you need to download the One Credit Card App. Go to the statement section and scroll to the ‘Details’ option. Here, you will find all the details required to pay the bill via net banking.
It is the code for the Axis Bank Mumbai branch. You can use this detail to make a bill payment for your Axis Bank-issued credit card.
The card security code or the Card Verification Value (CVV) is different from your IFS code on the card. It is a 3–4-digit code on the back of your card, which helps you make secure payments online and offline. It is also called a CVV code.
